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It is interesting to note that one of the concerns were Ratebusters "guarantee" to keep a low rate
I have been looking into them and found that they only passed on .20% of the .25% RBA interest rate increase in 11/06 and then they reduced the rate voluntarily in by 0.02% in Feb 07 which no one else did and there was no expectation of a reduction !
So the savings fom the low rate just keep getting better – they seem to be in it for the long haul compared to a few others who "swoop and then disappear "
Hi winvin23,
I am not sure whether you are still looking at feedback re Ratebusters, but I have just settled a loan with them and they have been fantastic.
I looked at a few others and contacted Loan Australia and Advantage but they took forever to come back to me – and when they did it was a telemarketer – not a consultant.
I got straight through to a Consultant at Ratebsuters and they helped me straight away.
I dealt with that one person all the way through the whole process and they were fantastic. They knew their stuff and made the process really easy to work through.
I now have a great mortgage with a low rate of 6.9% which has a 100% offset account with NO ACCOUNT KEEPING fees.
Also included was a debit card and a a great internet banking siteAs you can tell, I am very happy with them and have referred friends and relatives to them
I hope that you will have the same experience
Cheers
Peter
