Total Members: 159,074

Penfold_2

  • Penfold_2 replied to the topic “property managers” too busy to manage properties! in the forum Opinionated! 14 years, 6 months ago

    Good thread.I will be mystery shopping any potential PM in future. And they had hide to charge the 1st weeks rent??

  • Penfold_2 replied to the topic Investment property. Being rented out over capacity!!! HELP in the forum Help Needed! 14 years, 6 months ago

    I suggest you contact a few different property managers in the area .They should be able to let you know the current laws etc and it will also give you some experience in finding a property manager.Good uck and let us know!

  • Penfold_2 replied to the topic Becoming a mortgage broker in the forum Finance 14 years, 6 months ago

    MB is like most industries.Through  your property investing I am sure we all use a lot of  different people from different industries.I am not sticking up for Mortgage brokers at all. Some are very novice at what they do!! What experiences have people had out there with Bank managers .??  Most people have a different view on structuring lo…[Read more]

  • Penfold_2 replied to the topic problem getting finance need help in the forum Finance 19 years ago

    Thats funny coming from MR Macks
    [biggrin][biggrin][biggrin][biggrin]

  • Penfold_2 replied to the topic Calling all funding experts!! in the forum Finance 19 years, 3 months ago

    Offer 425k for the house with the vendor to pay the stamp duty and LMI ( or similar)The lender of your chose will then send a valuer out and hopefully value the property at 425k(remeber your valuer valued it at 440k.You could then lend 95% of 425k($403750) and add your 24k that you said you were going to put into the deal!!!!!!!!!!!
    DID THAT MAKE SENSE?

  • Penfold_2 replied to the topic Interest Saved on Offset account in the forum Finance 19 years, 12 months ago

    Unfortunately you can not use any offset income/saving for serviceability when applying for a home loan.The reason would be that you can access this money after settlement

Penfold_2

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