You’ve got to ask yourself (and I don’t know what age you are) what you want to do in the future. You can own property, but it can also own you! I have approx 8 properties, and looking after them all, renovating, repairing, improving etc is fine. However as you get older, you also need to diversity into something which doesn’t need as much of your time. This is also why people buy shares. Purchased wisely, you sit back and collect the dividends twice a year (no effort) and watch the price rise. No painting, replacing plants that the tennants have let die due to non watering etc…Of course shares can be more volatile in the shorter term than property.. And whatever you do, keep a little cash aside possibly in a 100% offset account for a rainy day.. Every asset class has its day, remember todays rooster is tomorrows featherduster. Diversify and sleep soundly, remember the best investment is the one that you can sleep soundly with, without worrying. Hope I’ve been of help. PJ