Total Members: 159,074

pcuser0001

  • pcuser0001 replied to the topic Multi Property Finance problem in the forum Finance 14 years, 6 months ago

    Yes I should make that clear.  Actually those figures will take me to 100% of of the value of the property.  The potential sales values are Property 1 $315kProperty 2 $380kProperty 3 $370kBy the way Property 2 is my PPOR

  • pcuser0001 replied to the topic why does everyone want to retire at 40??? in the forum Opinionated! 14 years, 6 months ago

    I'm one of those 20 somethings and I have no intention to retire ever.  Not sure if many people fell the same (definitely a minority, if there are others) but I agree with House Call's statement that people want to be financially independant and are confusing the terms.  When I'm 40 I would like to be completely financially independant but I'll s…[Read more]

  • pcuser0001 replied to the topic Multi Property Finance problem in the forum Finance 14 years, 6 months ago

    I'm also in the same situation but I only have 3 properties and two banks.  I finding it hard to believe it is just the structure. I think I'm on a relatively low income and that is my main problem.  I am going to attempt to refinance but would like to hear any suggestions or comments on my situation. My rough details are:Bank 1 Loan 1 – 250k (…[Read more]

  • pcuser0001 replied to the topic Benefits of Cross Collateralising in the forum Gotta say thanks to all whom 14 years, 6 months ago

    Gotta say thanks to all whom have posted on this topic, and especially to Banker who started it.  I'm trying to sum up what I've read from this thread and others on PI.com to see if I've got this right.At the extreme of one loan, one bank and however many properties, the main positive of CC seems to be a simplification of paperwork and dealings wi…[Read more]

pcuser0001

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