The problem with paying down the principal is that.A) You limit your tax deductibility in the future if you want to move house. You risk contaminating the loan if you redraw to purchase something not for the purpose of investing.Either way, you'll have done you dough.Always go IO and Offset. The only time I would suggest go P&I is if you were not…[Read more]

boogeIf I were you, Id refinance the PPOR as interest only with offset and the IP as IO.Put any extra money into the offset for your PPOR.This way you are taking full advantage of the deductibility of the IP loan.The reason to have the PPOR as interest only with offset is in the future if you move house and that becomes an IP, you can shift the…[Read more]

tiger_ra, personally I dont think passive CG is going to be impressive over the next 5 years, so the only way to obtain good CG is to create it. Renovations, developments .. whatever.4% CG isnt so great either when you can pop your money into other investments offering 4% minimum returns with no risk.

Why are people renting for more than they could purchase? Can they not obtain finanace?

Thanks very much for taking the time out to answer my questions. Again Im just playing devils advocate for us aussies looking to invest.I do believe your offering is unique and is working well for the right investor.Compared to the rest of the world current Australian interest rates are a lot higher. The 5.7% I quoted was literally straight off…[Read more]

Ive taken this a step further now.On the success stories page, there is a proprty 2261 Paden, which is 2261 Paden St  Jackson, MS 39204.Your site quotes:Monthly Cash Flow: $247.50Investor Equity Day 1:      $16,000Note Price:    $33,000ARV:    $65,000Loan to Value:    51%Interest Rate:    9%On http://www.zillow.com (http://www.zill…[Read more]

We are currently having ours setup.We chose to use a company trustee and directors as custodians.A good question is, should another company be used as the custodian? If not are the custodians private assets still protected?

JayI took a look at the website and watched the video, this is basically what I got out of it.9%pa returns on your initial investment.50% equity split after 4-5 years.If I put $200,000 into a term deposit at a local bank, Id get roughly 5.7% interest, maybe a bit more. Over 5 years Id have $265,773.02. Zero risk investment.If I purchased $200,00…[Read more]

JLH, Id like to speak to you about your program.Email?

pfft of course hed say that, he wants australians buying the the usa to help his property recover.

Surely not.

naumo, your not related to jamie and Adam are you?

Michael 888 wrote:

DHCP wrote:
He Brent,You can certainly use your SMSF to buy property in the US which I've done with my super.  ………………………………………………………………………………………………………..Good luck

Hi DHCP,what was the set up you used for the SMSF investment? Did you use C-Corp or…[Read more]

It has to work in some way like that or no one would combine forces.

I too like Brent and interested in investing in the USA, have similar questions. Have a SMSF being set up now as well as personal cash to invest if the returns are genuine.Any help getting started would be appreciated.

To my understanding if a person stops contributing to the smsf then that simply dilutes their share in the portfolio, that right?

Terry, I have no doubt at all, if that happened my brothers would nominate my children as beneficiaries.Anything else?

Terryw wrote:
It may be able to be done, but as trustee of your smsf you would be not acting in the best interest of your fund by putting all of its cash into the one investment. Consider carefully if this is the case.It may also be possible to join with a spouse or others to pool your super money together. Many issues here to though.

Hi Terry.…[Read more]

259Jumped 110 points in a bit over a year. Once my development is complete that will jump right up again.Although, my income is quite high, i dont think id need that much to suvive comfortably.

Im no expert, but if I was in your situation I would look at investments to generate cash flow, so you can live a fullfilling retirement.For instance, if you rent the place out, there $400 a week.Perhaps some high yielding shares, Testra are >8%, they are also 100% franked.Again Im no expert, but thats what Id look at.I definately would not look…[Read more]