Thanks for the welcome guys,

YI: that’s certainly great to know (and somewhat comforting!)

Sonya: nice to meet you and good to hear that you’re taking the bull by the horns! Look forward to learning so much on this forum!

Spent 3 hours last night looking at stuff on the net. Looks like we either have to move waaay out if we want to keep our PPOR for IP purposes or sell up. Trying to factor in work (I already live 45 minutes each way from work) and not wanting to move too far away from the folks and my wife’s friends (she gets a lot of moral support from them!)

Few tough decisions to be made in the near future.