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  • Profile photo of PatchPatch
    Member
    @patch
    Join Date: 2012
    Post Count: 9

    Thanks JacM,

    That's a really interesting tip regarding the schools.

    Patch

    Profile photo of PatchPatch
    Member
    @patch
    Join Date: 2012
    Post Count: 9

    Hi Jamie,

    I'm looking at Brisbane and an owner occupied property.

    Thanks.

    Profile photo of PatchPatch
    Member
    @patch
    Join Date: 2012
    Post Count: 9

    Hi Richard,

    Can you explain what you mean by "A lot of lenders offer the criteria you are after but whether you meet their lending criteria is a different matter."

    I do have a deposit and secure employment.

    I apologize for not giving all the details in my first post. I am developing/learning with each comment I make and every post I read here.

    Patch.

    Profile photo of PatchPatch
    Member
    @patch
    Join Date: 2012
    Post Count: 9

    Hi Richard or anyone reading,

    I'm in the researching stage of my property purchase. So far I've arrived at a list of the following things that I want in my mortgage:

    • free extra repayments
    • P+I
    • fortnightly or weekly repayments
    • offset account
    • fixed rate
    • ability to make lump sum payments without penalty.

    The list may be naive but I welcome any suggestions.

    Profile photo of PatchPatch
    Member
    @patch
    Join Date: 2012
    Post Count: 9

    I'll oblige, Skeptical smiley.

    I've been to the aforementioned firm's website but a website does not guarantee legitimacy, therefore I posted my comment.  

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