Thanks JacM,

That's a really interesting tip regarding the schools.

Patch

Hi Jamie,

I'm looking at Brisbane and an owner occupied property.

Thanks.

Hi Richard,

Can you explain what you mean by "A lot of lenders offer the criteria you are after but whether you meet their lending criteria is a different matter."

I do have a deposit and secure employment.

I apologize for not giving all the details in my first post. I am developing/learning with each comment I make and every post I read…[Read more]

Hi Richard or anyone reading,

I'm in the researching stage of my property purchase. So far I've arrived at a list of the following things that I want in my mortgage:

free extra repayments

P+I

fortnightly or weekly repayments

offset account

fixed rate

ability to make lump sum payments without penalty.

The list may be naive but I welcome…[Read more]

I'll oblige, Skeptical .

I've been to the aforementioned firm's website but a website does not guarantee legitimacy, therefore I posted my comment.