Hi dellas,

Welcome to the forum, it's first time for me on this so here goes,

what I would do and which I already have done and this is just my suggeston and depending how much money you can borrow from the bank, I would buy a block of land and build two units , live in one and rent the other one out, that way you can have a home to live in and an investment property to help pay off the mortgage. I think you would be able to borrow from the bank for a block, so i would secure a block were you are able to build units now, pay some of that off or save it in an off set account. Build the units when you are ready to build, get married and move in. This way you have killed two birds with one stone.

Cheers