Total Members: 159,215

pajohns

  • pajohns replied to the topic What does “Part Sale” mean? in the forum Help Needed! 13 years, 10 months ago

    Ahh – makes sense! Thanks for that :)

  • pajohns replied to the topic Best strategy – wrap or bank finance? in the forum Finance 13 years, 10 months ago

    Ok cheers, thanks for your help :)

  • pajohns replied to the topic Best strategy – wrap or bank finance? in the forum Finance 13 years, 10 months ago

    Queensland. Working out interest payments and stuff would be where it gets murky – I'm going with the assumption that this guy doesn't want to be overly complicated with trying to work out figures, so if I can either do that for him or there's a third party company that is set up to facilitate the vendor relationship then that would be…

  • pajohns replied to the topic Best strategy – wrap or bank finance? in the forum Finance 13 years, 10 months ago

    Ok, but say the vendor is happy to work on more competitive terms (haven't proposed it to him yet), is there a third party that would facilitate the vendor financing?

  • pajohns replied to the topic uk Property Story in the forum Overseas Deals 18 years ago

    Are there many people here who invest in the UK? I found some amazing properties while living there – for 20,000 pounds you could buy a place that was returning about 80 pounds a week in north England. Not only that but the tenant pays the land tax and water rates.

    Phil

    “A life lived in fear is a life half lived”

  • pajohns replied to the topic Property up for grabs in the forum General Property 18 years, 8 months ago

    Hi Simon,

    The rental return (see my first post) is $145 per week. Based on a 20% deposit, this property breaks even, and this is the ASKING price. No I’m not selling this property, it was merely one that I saw in an agents window while travelling and thought that others may be interested even if I’m not in the position to purchase at this…[Read more]

  • pajohns replied to the topic A good rentals manager? in the forum General Property 20 years, 11 months ago

    quote:
    Phil

    Any chance you used to work for NAB?

    Ron

    No, why?

  • pajohns replied to the topic Logan City (Queensland) in the forum General Property 20 years, 11 months ago

    It really is amazing how a reputation can kill property values!!! It only takes one shoot out to give an area a bad name, but on the same note there was a murder in a park near where I used to live in Killara – a very up-market North Shore suburb of Sydney. It can happen anywhere really. When you’re comparing it to slums in LA, there’s no…[Read more]

  • pajohns replied to the topic My posts? in the forum Hotch Potch 20 years, 11 months ago

    Thanks YI,

    This is a way of working around the problem – although having to put a search word (I have put in a vowel in the search field in order to bypass the error message if I fail to put in a search word) is not the ideal. On other forum sites I can either opt to receive an email when a post has been replied to or I can click on a button to…[Read more]

  • pajohns replied to the topic Which City/Suburb you live? in the forum No Subject 20 years, 11 months ago

    I WILL be a Queenslander, but currently a… um… New South Welshman [:P]… living in Artarmon on Sydneys Lower North Shore.

    Phil [:D]

    “A life lived in fear is a life half lived”

  • pajohns replied to the topic I need your help, Please! in the forum Hotch Potch 20 years, 11 months ago

    Hey Tim,

    I’m living in Sydney as well and, although this is totally my viewpoint only, prices in Sydney are not going to be doing any major improving price wise… esp with the interest rate hike. Are you in the investing world? In Steve’s book he mentions that he would have preferred to continue renting rather than owning while he was investing.…[Read more]

  • pajohns replied to the topic Job change in the forum Hotch Potch 20 years, 11 months ago

    Hi Ironman,

    Supposedly banks have a rule that you have to be working full-time in your current job for 3 months, or if its casual for 1 year. We were recently approved finance with my wife on the contract who has been working on a casual basis for 8 months. Being a nurse, maybe they take your previous jobs into account as well, but they went…[Read more]

  • pajohns replied to the topic Should I buy and hold? in the forum Hotch Potch 20 years, 11 months ago

    quote:
    Hey Phil

    Just a thought! How about buying the positively geared property and spend a few grand on maintenance before you head overseas, and make some money $$$. Add extra payments from job in the UK and you’ll be streets ahead of that silly old negatively (-) gear ip.

    You know what to do!

    PS Think positive! It works for me!! $$$

    I…[Read more]

  • pajohns replied to the topic Should I buy and hold? in the forum Hotch Potch 20 years, 11 months ago

    Josh,

    I initially didn’t think you could, but a quick conversation with my accountant told me that you can offset your negative losses against your future earnings [8D]!

    Phil

    A life lived in fear is a life half lived!

  • pajohns replied to the topic Slow? in the forum Hotch Potch 20 years, 12 months ago

    Wow, that’s better! It was quite frustrating before, but its great now! Many thanks – makes browsing here much better [:D]

    A life lived in fear is a life half lived!

  • pajohns replied to the topic Renting VS Owning (and thanks!) in the forum Heads Up! 21 years ago

    Thanks Melbear,

    Why would he say to wait a few years? Wouldn’t it be better to get into the market while its relatively affordable?

    A life lived in fear is a life half lived!

pajohns

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