Total Members: 159,074

oceans

  • oceans started the topic Sunshine Coast tradies in the forum Help Needed! 7 years, 8 months ago

    Could anyone give a recommendation on good tradies on the Sunshine Coast ? Looking for electrical, plumbing and tiling.
    Thanks a lot

  • Hi could anyone recommend a conveyancer/ solicitor on the gold coast please ? Also if anyone has a recommendation on someone to do building and pest inspections. Im travelling up there to buy property and don’t know any local resources.
    Thanks a bunch

  • oceans started the topic Auction by NSW trustee ? in the forum Help Needed! 10 years ago

    Hi everyone,
    I have seen a property that I’m interested in that is going to auction. The ad states that it is “Under Instructions from NSW Trustee and Guardian”. My question is – Is it possible to make an offer on this property before auction or does this situation require it to be sold at auction regardless ?
    Thank you

  • oceans replied to the topic Choices Choices SUBURB choices!! Help! in the forum Help Needed! 11 years, 6 months ago

    Hi,
    i worked in the emergency services in this area for a few years (parramatta, guildford, Granville, etc). Wherever you decide, I would suggest dropping in to the local police or fire station and asking about the place. My experience is that from street to street it can be very different. Merrylands was always a little quieter and most of the…[Read more]

  • oceans replied to the topic repayment calculator in the forum Finance 12 years, 9 months ago

    I would like to work out both. I will start with an interest only loan but I would like to know how much rent would need to charged to eventually cover the principal aswell.

  • oceans replied to the topic I’m a virgin in the forum Help Needed! 12 years, 9 months ago

    Thanks for the tip engelo !
    I was looking in Sydney’s west for a unit or just outside sydney for a house (hunter valley or wollongong way)

    with the strategy on finance…is the idea of the 100% offset account that instead of paying into the house and getting equity, you pay into the offset which lowers your interest and you have easy access to…[Read more]

  • oceans replied to the topic I’m a virgin in the forum Help Needed! 12 years, 9 months ago

    Hi, thanks for the input. Salaries in the Emergency services are only about $70,000 a year which makes it a bit hard to have substantial savings….(sydney’s expensive to live in).
    Regarding the interest only loan, how would i build equity in the house or make money if the house isn’t getting paid off ? Is it just relying on capital gain ? I like…[Read more]

  • oceans replied to the topic I’m a virgin in the forum Help Needed! 12 years, 9 months ago

    Thank you for the quick response. I don’t have a big deposit (about $10,000) which is why I would only be getting a cheap property. I think I would be a safe person for a lender as I work in emergency services and have good job security. The down side of that though is salaries in that role are low. I love my job but I’m ready to start making more…[Read more]

oceans

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