Shahin,

Thank you very much for your answers there, easy to understand, open paths for me now

Mind send me PM or reply here which builder is it?

Thanks.

Nue1

Hi Terry,

Just shoot you a PM

Thanks.

Thank you very much for your reply, Shahin and Jamie.

For example, you've reached the maximum threshold where you can take out the loan from the current lender, and have to go to another lender, isn't it likely that they will not approve the loan because of the credit ratings?

Or is it depends on the status of the IPs whether it is doing positive CF + capital growth or the other way around?

In my own opinion, I agreed that staying with the same lender is likely the choice, to keep all the funds and accounts properly managed in one place is one of the good things, at least I believe so.