SA's rulesWho is eligible to receive the Grant? A first home buyer who fulfils the criteria below: An applicant for the grant must be at least 18 years of age.At least one of the applicants must be an Australian citizen or have permanent residency in Australia.  New Zealand citizens permanently residing in…[Read more]

Re: Is each applicant and their spouse/domestic partner a person who has never occupied a residential property in which they held a relevant interest (other than the property to which this application relates), either jointly, separately or with some other person on or after 1 July 2000, in any State or territory of Australia?The property which…[Read more]

I am in SA and I've just been looking at http://www.revenuesa.sa.gov.au/ checklistIs each applicant and their spouse/domestic partner a person who has never owned a residential property jointly, separately or with some other person before 1/7/2000, in any State or Territory of Australia?As my partner purchased her property with her parents in…[Read more]

Thank you all especially atevans

The first property wasnt an investment. It was a holiday house. It was in three people's names and she was the only one whose first property that was. This is why she didnt get the frist home owner's grant We are currently living together but not at the time she purchased the first property. We will be getting married soon…

Qlds007 wrote:
Yes NSL and why would you bother when you can get 0.8% without really trying if the loan size is big enough.

I "only" need $350,000 but dont want to pay the annual professional package fee, application fee or monthly account keeping fees Where do I get 0.8% from?

Just got off the fone with a lady from CBA she said 0.7 is the standard but to get 0.75 off they need to fill out a lot of paperwork and submit it to their head office bla bla bla

Terryw wrote:
To make it simple this is basically what you do.You add up all expenses related to the property.Then you add to this non-cash expenses (These are things you can claim without actually paying for them there and then – eg. travel, borrowing costs, depreciaton of fittings, deprecriation of building etc).This gives you your total…[Read more]

xpine73 wrote:
I got 0.85% off the standard variable rate from Westpac today, with a $300k size Rocket Repay home Loan.

Did you have to pay for their Establishment fee$600 Annual service fee$199http://www.westpac.com.au/internet/publish.nsf/Content/PBHLPR+Rocket+Repay+Home+Loan

CBA offered to waive the account keeping and the application fees for our $350,000 loan. Is this good enough or should I try to get more out of them?

What's the biggest discount people have managed to get from CBA?