All good advice in this thread. The suggestion I have is market-related. Think very carefully of who will be your renter (and why they would want to rent your place – useful to ‘help’ any agent to ‘sell’ the rental proposition) and who will buy it when you decide to sell. These answers will help you to consider what improvements, if any, you need…[Read more]

I think the guys at Acceptance Finance would give you a better idea than the Forum on this question.

Bear in mind that the tax-deductibility of the debt follows the purpose of the debt – so what is the purpose of debt financing for your offset account? If that’s to reduce your personal interest cost, then it probably is not deductible. Accountant…[Read more]