Total Members: 159,074

No Deposit King

  • TO: v8ghia]RE: Fees on First Permanent's stand alone No Deposit Investment LoanOK – First Permanent does not rely on LMI at all. Rather, it requires payment of a Mortgage Risk Fee (MRF) to an unrelated 3rd party. The MDF (which is not insurance as such – but a loss sinking fund) is 2.57% of the loan amount (incl.GST). That MDF fee can also be cap…[Read more]

  • TO Richard Taylor,This IS NEW – There is no other lender in Australia that will advance 100% of the valuation PLUS all the stamp duty costs on a 'stand alone' security basis. First Permanent will capitalise costs up to 106% of property valuation. Other lender WILL require additional supporting security. It is also Australia's first ever 50 year…[Read more]

  • No Deposit King replied to the topic buying PPOR and IP in the forum Creative Investing 17 years, 1 month ago

    Here is your solution:First Permanent (a lender owned by Merrill Lynch) has just brought out an investment loans that is 100% No Deposit PLUS lends you all the Stamp Duty – Best bit is they DON'T REQUIRE ADDITIONAL SUPPORTING SECUIRTY of any kind (such as your family home or other IP). They also offer 3 years interest only and variable or fixed…[Read more]

  • No Deposit King replied to the topic Finance for 2nd IP in the forum Jayro,
    First Permanent (a
    17 years, 1 month ago

    Jayro,First Permanent (a lender owned by Merrill Lynch) has just brought out an investment loans that is 100% No Deposit PLUS lends you all the Stamp Duty – Best bit is they DON'T REQUIRE ADDITIONAL SUPPORTING SECUIRTY of any kind (such as your family home or other IP). They also offer 3 years interest only and variable or fixed for 3 years (plus…[Read more]

  • No Deposit King replied to the topic Investing and HECS in the forum Finance 17 years, 1 month ago

    Interesting to read about your HECS issue. A new no deposit loan product that also pays off all your HECS is now available. Details are on http://www.hecs.com.au The company that developed the loan is First Permanent (a subsidiary of Merrill Lynch).The loan benefits are explained on the web page by use of an example (as follows)Rebecca is a lawyer with 5…[Read more]

No Deposit King

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