thanks guys.there is a reason for asking this.

PaulDobson wrote:
Hi NitAs you did not stipulate a date for the commencement of the Agreement, I believe the Agreement hasn't commenced.  Also Form 20a says: "If the appointment is a continuing appointment, you may revoke the appointment by giving 90 days notice in writing to the agent, unless you and the agent agree to a shorter notice period…[Read more]

thnx mate

Sorry to hijack this.For a reputable real estate agency, is the selling fees negotiatable? If yes, what is the lowest will they accept?if i offer 1%, will they accept it?CheersNit

thanks all for your kind replies.One question, for example for the Council bills, payment within 30 days entitled to discount of $15.So let's say if the Property Mgr missed the early payment, which ended up missing out the $15 discount, is the Property Mgr liable to top up the $15?

Terryw wrote:
1. You need to convey it by filling in a transfer form and paying stamp duty – if applicable.2. Yes. You will have to pay out the existing loan.3. You will need to change the loan because the ownership is changing. Both names will need to go on the new loan. 4. Yes, but you may need approval of the FIRB.What you will need to do is…[Read more]

Terryw wrote:
What sort of job are you doing, and are there any vacanies?

a normal peasant's job , Information Technology.Realised that the lending is very strict for these foreign currency loan. Just spoke to Citibank, to be eligible, must earn US$150K income, and open another Citigold account min $200K.Will try the next few lenders, fingers…[Read more]

Terryw wrote:
makes you want to go and work overseas!

not forgetting the low taxes for my salary as well.

Terryw wrote:
Great. Whats sort of rates are you looking at? 2-ish% or there abouts?

yup, less than 3%

Terryw wrote:
You should also just approach the Australia banks in the country where you are working. eg NAB in Tokyo etc.

thnx mate, did a quick google. NAB SG offers this.

Terryw wrote:
NAB used to too. not sure if they still do

Thnx mate, will check it out.

Banker wrote:
Anz is a min loan of 1M and income 250k. Purpose is when security is in aus and you are getting the loan via ANZ in another country. Keep in mind these loans have magin calls etc as security is in one currency and loan in another. I'd question the reasoning behind it. If you are just buying a property in aust and getting the…[Read more]

Otto D wrote:
HSBC can consider Foreign Currency in US or HKD. As for SG I am not entirely sure however I expect there are still a few banks that can do it. It would just be a matter of doing the research to find out.

Thnx mate.Found that ANZ still offer. Also found this UK bank which offers international mortgage…[Read more]

heathers wrote:
They are two separate services. You don't need a handover inspection to get a depreciation schedule. The handover inspection ensures the builder has complied and all workmanship is of a high standard. FYI I got both, and was amazed at how much he picked up that we didn't notice..ie missing coats of paint, chips in walls…[Read more]

Curious, if the valuation is done now while i am still living instead of renting it out, is the fees still tax-deductible?Anyway, even if after renting it out, without this fees, the overall costs is still -ve geared.TaNit

heathers wrote:
http://www.excelproperty.com.au 330 for depreciation schedule, visited the property. Excellent, prompt and professional service!

Tax Depreciation Schedules from dfg$330      Building Handover Inspections from   fgd$325      Combine both for $650 Based on the website, it mentions $330 for Tax Depreciation schedules only.Inspe…[Read more]

Any1 used this before?http://www.austtaxonline.com.au/contact-us/ quoted for $495, $104 cheaper than DEPPRO.

Anyone tried http://www.austtaxonline.com.au/contact-us/quoted for $495, $104 cheaper than DEPPRO.But i dont mind paying a bit more for a better depreciator

energy4anarchy wrote:
Hey Guys and Gals, I have 2 IP properties, the 2nd one we lived in, did up, raised value and then moved on to 3rd property. Anyway, its only been 11 months since we've been in the new place… but i forgot to get a Depreciation schedule. My 1st IP, someone recommended DEPPRO and i guess, after $450 bucks and two weeks,…[Read more]

Dan42 wrote:
Hi Nit,To answer question 1, I would say both. House insurance to protect the house, and landlord insurance to protect for loss of rent, damage etc. Landlord insurance is not expensive, and well worth the peace of mind. Especially if you will be a long way away from the property.I think some agents will handle the rates, water rates…[Read more]