The divorce laws generally are very unfair.

In many cases the men are left without there children and often do not have any money to live on.

I think the first thing is to work out a plan as to where you want to go. One of my favorite quotes is measure twice cut once in other words consider your plans carefully before taking action.

We have placed clients directly into development projects which gives they the option of making a cash return or keeping a property at close to cost

In terms of Commercial vs Residential that's a long discussion because there are so many types of commercial property some which is good some terrible. For instance if you buy a factory the value is based on the rental return.  Now lets keep it simple the rent is $25,000 a year and it is returning 10% that would mean that the value would be around $250,000. Now what happens if you lose the tenant and cannot replace them or if you do the rent drops to $15000 a year. What is the property worth?  Now because the bank see's this as risky they might only lend 60%.

Now if you were buying a supermarket then the bank would lend a much higher percentage depending on the age of the building length of the lease.

So it is a complex issue. 

The best exit strategy to buy in the USA is not by crap in the first place

If you buy $40,000 single homes in bad areas you have a problem

I like commercial properties and that can include small apartment complexes because you can borrow up to 60% oif the value. So clearly the banks see these investments as safer, plus we are at the bottom of the market so there are great opportunities for growth as long as you are selective.

However if you want to buy cheap properties in America because you cannot afford to buy in Australia then please stay out of the US market

Thats right motherhen

Partnerships are one of the Key things that we do at the Property Know How Club

I loose track with how many companies are flogging the USA.

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I just had a quick look at there website. There push is house and land packages. The reasons companies like this push house and land is because on average they are making a $30,000 commission. To me house and land packages in out and land packages are not great investments because the returns are not high and the growth also tends to be low.

As an example if you are going to invest in a $400,000 and all you want to do is keep it for 20 years you have one that grows at 5% and one at 10% the difference over 20 years in around $80,000 per year. Many house and land packages would not even get to 5%. So do you research carefully before going with a marketing company.

EW

In my view if you are going to invest you need to look at properties that provide capital growth. Country areas like Ballaret do not provide positive cash flow so the advice is buy in regional areas where you receive no capital growth. As for buy a hose over an apartment. If you do your research you will find that a good apartment in an inner city area will perform better than a house in a regional area.

Do you research carefully before making a decision as a bad choice will restrict your future investing

Its always good to ask basic questions like have you ever been there yourself?

Do you know the supplier?

These may sound like silly questions but on many occasions you will find the answer to the above to be no.

Hi

I do two things we bring in investors to directly own development projects as our partners. By doing this our partners have ownership of the projects and are thereby protected.

If you are going to invest with a company, make sure that you  money is protected. If all you do is lend them money for a fee then you are exposed. If something goes wrong you could lose your money. With us you own the project.

Whatever you decide to do get proper advise and do your due diligence carefully