Well Benny,

people voted the Labour government. So we have to cope one way or another.
what we can do is pay down our debts asap.

this is something I have told everyone I know for the last 2 years.

No one listen. My sister even told me “You should spend money on a  holiday for now as the interest is very low.”

sigh.

Hi  Charlie,

a friend bought his next door neighbour home by asking the lender as well.

All the best.

I sought mine through building relationships with sale agents.