Calvin, I re-read the first line of your post and that St. George commercial popped into my head haha (family barbeque.. “I’m a banker” *silence* “I work for St. George” *sighs of relief from the crowd*) lol.

PK, I have thought about that but then I thought the chances of it being covered would be very very low. St. George didn’t give me any info about recovering the costs.. they just said it was in the Police’s hands. I received a letter from my bank telling me the cheque was fraudulent.. I think they’re gonna send it back to me so I can use it as evidence (?).

Cheers

Hi everybody..
I’ve spoken to St. George investigations.. the cheque was fraudulent. $2,000 down the drain.. now my mortgage will be in arrears. I’m sick in the gut..

I can barely talk/type right now.. I’m so upset.. I can’t believe some people.

Well.. I hope this info helps someone out there:

Be VERY careful of St. George bank cheques.. actually… don’t accept any until further notice. There are fraudulent cheques being used by LOW LIFE SCUMS who are targeting electrical goods and other goods of value advertised in the trading post. If someone hands you a St. George bank cheque and the cheque number is 148966.. do your best to get the police onto the person.. or if you’re a big person.. thump the crim one for me. My girlfriend’s in tears.. and now I have to leave work to go to the police station to report this, with a very minimal chance of seeing any of the money or my laptop again.. strike three for me [glum2]

Thanks once again for the helpful advice everybody It puts my mind at ease a bit.. but I was just thinking after looking at the cheque that anybody could have just forged one and printed it out as there were no water marks or any unique ways of identifying the cheque and it’s legitimacy.. ahh well I’ve banked it so it should all be good

Thanks again.

Thanks for all the replies everybody, you guys rock [thumbsupanim] It’s been a tough couple of days.. my girlfriend’s taking it pretty well considering. The good news is that we went and did our tax returns today and we’ll be getting pretty decent returns so we won’t be struggling for too much longer. [specool] The bad thing is the girlfriend’s got the upper hand for a while.. [thumbsdownanim lol

No worries, thanks Derek [thumbsup2] We’ve kept the monthly statements but because we’ve got so much paperwork/receipts we though we’d make things a bit easier for the accountant. Ah well All this tax stuff is so much work..

Hi everybody!
Just an update.. in the interest of myself and the other owners in the block who are trying to sell their units I decided to take down the sign over the weekend in the cover of night [fear] The SOLD sign had been up for quite some time now.. my girlfriend believes it to be around 1.5-2 months. [whistle] No more free advertising for the agent! [jerry]

Wow.. thanks everybody! I would have responded earlier but I’ve been out shopping with the girlfriend [confused2]

Kay, thanks.. it’s a wonderful place. My girlfriend wants to live in the same suburb when we move down there now! haha It’s in the Holdfast Shores area in Adelaide down at the bay.

melbear, thanks for the info.. I guess getting a valuation done again would be good.. I’ll get to see how the property has appreciated/depreciated.. [blush2]

thecrest, I like your way of thinking! I might give it a shot anyhow, what’s there to lose?

AlanaW, it wouldn’t surprise me if CBA/Colonial wouldn’t disclose the information. I’m looking at refinancing my loans with another lender at the moment.. possibly St. George. I’ve only heard good things about them….. so far.

Derek, I’m embarassed to say I don’t even remember my loan manager’s name. I’m not on good terms with the broker that arranged the refinancing of the loan for us either.. he stuffed a few major things up [glum]

Thanks everybody for all the advice. [thumbsupanim] I’m going to give my loan manager a call tomorrow.. I’m going to find out what the release fees are too if I decide to go with another lender [weird]