I’d pay off my credit card, pay off the balance of the mortgage on my ppor then take a holiday with the missus thinking ‘yayyyyy we don’t have to stress about debts anymore’ haha [biggrin]

Calvin, I re-read the first line of your post and that St. George commercial popped into my head haha (family barbeque.. “I’m a banker” *silence* “I work for St. George” *sighs of relief from the crowd*) lol.

PK, I have thought about that but then I thought the chances of it being covered would be very very low. St. George didn’t give me any…[Read more]

Hi everybody.
My girlfriend and I have reported everything to the police. This guy’s been doing the rounds because the constable we spoke to told us that there had been quite a few incidents like this involving the person fitting the same description. All I can do now is wait until I get a call if the police need more info. The driver’s license…[Read more]

Hi everybody..
I’ve spoken to St. George investigations.. the cheque was fraudulent. $2,000 down the drain.. now my mortgage will be in arrears. I’m sick in the gut..

I can barely talk/type right now.. I’m so upset.. I can’t believe some people.

Well.. I hope this info helps someone out there:

Be VERY careful of St. George bank cheques..…[Read more]

Oh no….. I swear if I get ripped off it’s the last straw I dunno how much bad luck I can take.

Thanks once again for the helpful advice everybody It puts my mind at ease a bit.. but I was just thinking after looking at the cheque that anybody could have just forged one and printed it out as there were no water marks or any unique ways of identifying the cheque and it’s legitimacy.. ahh well I’ve banked it so it should all be good

Thanks again.

Sorry to hear about your loss Just one question though, wouldn’t a clause reading ‘subject to finance’ in the contract have helped avoid the loss of the deposit? Anyways, it’s great to hear that your current investment is doing well [king]

Cheers

Thanks for all the replies everybody, you guys rock [thumbsupanim] It’s been a tough couple of days.. my girlfriend’s taking it pretty well considering. The good news is that we went and did our tax returns today and we’ll be getting pretty decent returns so we won’t be struggling for too much longer. [specool] The bad thing is the…[Read more]

Hi guys,
Hi Jo, I guess the best lessons are learned the hard way [blush2] You know there’s always a saying for every situation? lol Here’s one:

Experience is the worst teacher; it gives you the test before presenting the lesson.

I am very blessed to have my girlfriend.. even though she’s still very upset at the moment it’s something that’ll…[Read more]

No worries, thanks Derek [thumbsup2] We’ve kept the monthly statements but because we’ve got so much paperwork/receipts we though we’d make things a bit easier for the accountant. Ah well All this tax stuff is so much work..

I personally wouldn’t do it.. has anybody else noticed how pictures of properties online are usually very deceiving? i.e. room sizes? [blush2]

I believe it’s the long spiral shaped tube thing that plumbers use to unblock pipes (please note that there’s a 99.999999999999999% chance that the term I used is not the true technical term for this tool) haha.

I reckon they would have had a better chance if the program was started a year or two earlier Not sure what the outcome was.. I’d be interested to know also.

As Mortgage Advisor said, you can get loans pre-approved, I think that most lenders keep your application valid for the following 6 months (?). If your wife has been with the company for a while and her position was made redundant, she should hopefully receive a payout package which would help out with the repayments while she looks for work.

If…[Read more]

Yeah I know it’s bad.. but it was for a good cause. My girlfriend was calling me Robin Hood for the rest of the night haha. Anyways, I noticed this morning that ANOTHER for sale sign has appeared in it’s place.. so 3 units are currently up for sale. I hope it’s just investors trying to avoid the new stamp duty..

Glad to hear your dad didn’t…[Read more]

Hi everybody!
Just an update.. in the interest of myself and the other owners in the block who are trying to sell their units I decided to take down the sign over the weekend in the cover of night [fear] The SOLD sign had been up for quite some time now.. my girlfriend believes it to be around 1.5-2 months. [whistle] No more free advertising…[Read more]

Originally posted by Risky:
Different strokes for different folks but for me my motto is Its Not what you know, but who you know.! .

Regards Risky

If you want the rainbow youve got to put up with the rain!

Who you know will get you there, but what you know and what you’re willing to learn will keep you there (and then some) [king]

Originally posted by Still in School:
Hi Guys,

just an interesting topic..

any investors out here want to admit, they were once a tenant before..

(come on guys, dont hide.. but who here, ones once a tenant..)

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1…[Read more]

Just a few points:

– In regards to posts about rich and successful people ‘owning Ferraris’ etc who did it without a degree blah blah blah.. THINGS HAVE CHANGED. These people started out in different times and in different economic situations to what people of today face [rolleyesanim] Also these people aren’t your average everyday people!
-…[Read more]

Wow.. thanks everybody! I would have responded earlier but I’ve been out shopping with the girlfriend [confused2]

Kay, thanks.. it’s a wonderful place. My girlfriend wants to live in the same suburb when we move down there now! haha It’s in the Holdfast Shores area in Adelaide down at the bay.

melbear, thanks for the info.. I guess getting a…[Read more]