There has been a lot of discussion about this, and if you’re willing to wear the risk of basically defrauding the government for your own personal gain, go ahead. Personally I don’t think using the FHOG for an investment property is ethically right. You have to live in it at some point. If you’re going to live in it, even for a little while, no problem, go for it, if you’re not intending to, then I guess you can cross your fingers and hope you don’t get caught.