Hi everyone,

I am pretty new at this and was after some advice to start off. I would be looking to use FHOG and to make the property my PPOR for the legally allowed time before renting it out. How would I go about structuring the loan so to give me the best chance to buy further properties down the track. I read an earlier response recommending a 30 year loan with 5 year interest only with offset to buy further properties. Would this be best option for someone in my position. I am also unsure what exactly an offset option is. Any help would be appreciated.

thanks guys,
Nathan