Total Members: 159,409

K_Y

  • K_Y replied to the topic First Home Buyer. Bank Loan. in the forum Help Needed! 10 years, 7 months ago

    Thank you Richard. I am in the midst of getting some professional advice. I appreciate yours and the other members input and will keep the above in mind.

  • K_Y replied to the topic First Home Buyer. Bank Loan. in the forum Help Needed! 10 years, 7 months ago

    Hi all, thank you for your replies.

    Thank you Jamie for clearing that up for me – I was under the impression that I will be able to use guarantor… In saying that, does that mean I can use them to put up another 10%, so taking my total deposit to 20% and avoid the LMI and also reduce the amount I need to borrow which may tie me over…?

    I will…[Read more]

  • K_Y replied to the topic First Home Buyer. Bank Loan. in the forum Help Needed! 10 years, 7 months ago

    Hi Richard, thank you for your reply.

    It is a one part contract where it is a house and land package. I have yet to receive a transfer of title or something similar… Not sure if this is what you meant.

    At the time of singing, it was under both of our names.

  • K_Y started the topic First Home Buyer. Bank Loan. in the forum Help Needed! 10 years, 7 months ago

    Hi all, first up I just want to say how valuable this site and forum is. I stumbled across this by accident and couldn’t help but signed up immediately :)

    I was hoping someone could shed some light on my situation below…

    I recently purchased a home on a 10/90 contract and construction is due to commence soon. I went in the contract with my…[Read more]

  • K_Y became a registered member 10 years, 7 months ago

K_Y

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