Total Members: 159,193

muli

  • muli replied to the topic LOC vs OFFSET when NOT investing in the forum Finance 19 years, 5 months ago

    ok, i see.

    Also, with a LOC i’m told your money is “always working for you”

    i.e. you get paid say $5000 for the month into it ALL of this is then reducing the loan. Obvisouly you take bit by bit out for bills etc.. But the interest is calculated daily.

    But with the offset, you have to put money into the offset account, and only this is…[Read more]

  • muli replied to the topic LOC vs OFFSET when NOT investing in the forum Finance 19 years, 5 months ago

    thanks for the responses so far.

    The information which you sent stated that a LOC loan has an average life of 4 years, I disagree
    the loan will be almost a lifetime arrangement to allow the user complete financial flexibility,
    as an example: holidays, upgrade furniture, loan family, new car, whatever, or simply have
    no debt but with the luxury of…[Read more]

  • muli replied to the topic Buying my first home in the forum General Property 19 years, 9 months ago

    Thanks for that junkers.

    How do i go about getting Sales data? That would be great to see what the propertys actually sell for compared to listing price.

    Cheers

    Dan

    http://www.djmuli.com

  • muli replied to the topic Buying my first home in the forum General Property 19 years, 9 months ago

    Ok after a discussion with my girlfriend we will actually have a 20% deposit which makes things a lot easier!

    We will be borrowing around $300k for an apartment in the inner city, not right in the city but maximum 30mins out of the city as a lot of our life revolves around the city both work and weekends.

    I’m currently saving half my salary and…[Read more]

  • muli replied to the topic Are CF+ IPs dumps? in the forum No Subject 20 years, 10 months ago

    Originally posted by Dan:
    Hey All,

    Not sure if any one is actually out there, but hey.

    I am only a youngish fellar from Sydney who is extremely interested in getting into the game but am also worried there may not be properties like Steve discussed in his book that are rentable cash flow positive.

    Have I missed the whole play or is there life…[Read more]

muli

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