Hi.
If you have’nt owned a house before then possible a good idea would be, to get into a reasonable priced property u can easily afford, and live in and also add value to while your there.

Also you’ll be infront with the Govenrments $7000 first home owners grant for a second hand house, or $10,000 for a new home.

Live there and make affordable changes by yourself then after a year have the place revalued then rent out. Using the equity you would have built, and some savings as well, if you didnt go over board with the repayments look for more positive cashflow properties etc etc…

this is the boat I am currently in.

All the best.