Total Members: 159,074

MsV

  • MsV replied to the topic The lowest basic variable rate? in the forum Finance 18 years, 7 months ago

    Hi Aaah-chew,

    did you know that as a WBC staff member that additional lending benefits are being able to borrow 90%LVR without MI if the loan is PIF or you can borrow 85% on loc without MI.
    It may pay to do the sums as the interest saving you make may not outweigh the cost of MI , for at least the first couple of yrs (depending on cost of MI).…[Read more]

  • MsV replied to the topic Banks’ property price data in the forum Finance 20 years, 8 months ago

    As I understand the bank looks at those figures and if falls within range then they will use. Unfortunately they don’t tell staff what the percentage is in case we use it for evil purposes [}:)]

    If under 80% LVR and reasonable EMV presented you shouldn’t have too many problems.

    Another thing to note that even if you do need a val and area is ok…[Read more]

  • MsV replied to the topic another penguin game :P in the forum Forum Frolic 20 years, 8 months ago

    Took me a while to work out but scored 299.3.Then was left feeling bad for all the penguins with their little legs wiggling away in the dart board. [:(]

  • MsV replied to the topic Banks’ property price data in the forum Finance 20 years, 8 months ago

    Important to note that Westpac will not always use APM. It depends on the deal if MI or area located or as most often APM does not confirm customers EMV (estimated market value).

    Kind Regards

    Verity

  • MsV replied to the topic westpac exit fees in the forum Finance 20 years, 8 months ago

    Hi Elvis,

    Depends on what you are seeking to achieve by having multiple accounts under the one LOC.

    Do you want the ability to change limits between LOC’s etc??

    Westpac have a product that you can have up to two LOC’s and you can change limits between the two but you need to have a particular home or investment loan in order to do so. The…[Read more]

  • MsV replied to the topic westpac exit fees in the forum Finance 20 years, 8 months ago

    PS if you are concerned about the payout figure of your loan you can call Westpac and they can give you an indicitive payout figure immediately and the staff are also able to assist you with costing what you want to do, if you want to do it with Westapc.

  • MsV replied to the topic westpac exit fees in the forum Finance 20 years, 8 months ago

    Hi Elvis

    I am new to this site so this is officially my first post.

    Believe it or not I actually work for Westapc dealing with home loans.

    If the loan is a standard premium option (and was not a 1yr guarantee rate originally) and you want to refinance you will pay the balance of the loan, any interest accrued at the time of settlement in…[Read more]

MsV

Step 1 - 0% Complete

Fill Out Your Member Profile Below

Fill in the required fields below to complete your registration.

Registration not only grants you full access to this website, but will also enable us to send you our newsletter, latest investor tips, strategies and information about events/products relevant to investors. You can opt out at any time.

Used to log in to the website and for targeting with messages. Alphanumeric characters only. No spaces allowed..

Member Login
Lost your password?
×
159,074

Register Free To Unlock Unrestricted Access To PropertyInvesting.com

×
1-Day Millionaire Mastermind Workshop - Only LIVE Training in 2019!