Ask your accountant about structuring. With this I mean setting up a Hybrid Discretionary Trust. This allows you to disperse any moneys to whoever you make a Benneficiary, including yourself.
Expand your context. Think outside of the norm. Ask some questions. Ring a few solicitors who are property lawyers. Ask them for advise with trusts. Write down a few question then ask them for advise. Yes solicitors advise is free until you make an appointment. You’ll be surprised to here what they have to say when you ask, “Can you help?” “How is the best way to go about setting up that kind of structure?” “Can you give me a name of an accountant you work hand in hand with?”
At some stage you will have to pay for professional advice.
Don’t step over dollars to pick up dimes!
A solicitor can save you thousands in the long term. Say if you wish to transfer your property to your son, or wife, or brother later instead of selling. You can do that with Trusts without paying Stamp Duty. You can’t do that if the property is under your name.