Thanks Terry – for the thought you have put into the SMSF and TT proposition.  I would like to think PI insurance would stand me in good stead in a negligence case should it arise and I don't anticipate having a case of fraudulence to answer to!!All the best, Morts

I think a distinction could be drawn between being negligence and fraud. If you were to act fraudulently (sp?) I expect the recourses available would be wider and significantly more severe than if you were to act negligently.  Also, another layer of protection against negligence is PI insurance.   That was where I was heading with the PPoR.  We ar…[Read more]

Thanks for the replies.Interesting observation Terryw.  I have contributed to the repayment of the loan and other non-financial contributions.  I have assumed (dangerous to do I know!) that if I were to be sued prior to the house being in my wife's name that the property would be a target, however that once the property was in my wife's name, a…[Read more]

CongratulationsRe-read your first post.  You said this was the maximum amount you were prepared to pay and who'se to say you still won't end up with it as it hasn't sold at this stage – You may even get it for less than you were prepared to pay!

Got a score of 4,320.  I see this as a neat, simple tool designed to get you thinking about how you live and how the choices you make today can impact into the future.  Also, don't forget that nasty little thing called CGT!CheersM.

Was the offer submitted by you to the owner directly, with the agent or did the agent submit it on your behalf?

Is the agent calling you or are you calling the agent?

In your conversations with the agent have you learned anything about the vendor or their circumstances? (this info should always be taken with a grain of salt anyway, but can help…[Read more]

IMO there are generally only two reasons a property doesn't sell.  Either the marketing is very poor or the price is wrong – or in the worst instance a combination of the two!  As you are clearly dissatisfied with the REA's in your area I would recommend an independent valuation, arrange to meet the valuer if possible and find out info on market r…[Read more]

Stumbled across this site last night and as I’m into cars and property I thought this would be a good first thread to post in!

We tend to buy our daily drivers when they are 18 months to 2 years old and then keep them for around ten years before trading again – this strikes a good balance for us. Currently running a 2005 Mazda 6 and the family…[Read more]