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AAhhh … so that's the reason. thanks!
Thanks for the response Richard, you've been very helpful (both against this post and other similar ones I've been reading!)
Just wondering – if it is necessary to go the two bank option? Can't really see the point at this stage.
Also, there is some extra funds in a redraw against the current IP, I know taking them out of the loan for personal reasons is a no-no, but would have thought that they could be used in the same was as a IOC and withdrawn for IP purposes/expenses – any thoughts on this?
Thanks again!
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