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Hi Anzion,
Our best fixed rate is 6.75% for a wrap friendly lender at the moment, feel free to email me for any more information.
Cheers,
Mortgageman
We have a lender who will lend for wraps. They are the only one that I know of after having spoken to a large number of lenders. Most lenders won’t go near them and are even hostile towards the suggestion.
Mortgageman
Just to answer a couple of your questions:
Your wage structure wouldn’t be too much of a liability if you could demonstrate consistent commissions over a period of time (say 2 years). However, it is likely that a lender would be conservative in calculating commission payments.
The first home buyers grant can go towards your deposit, but only if you are living in the property. You are unable to obtain the FHOG if you are purely purchasing as an investment.
Hope this helps.
Cameron Perry
Accredited Mortgage Consultant
F.R. Perry & Associates
[email protected]
Ph 0401 161 769