great advice guys… thanks thomas

thanks richard…that helps ! hope it does not get too confusing when come to tax times. are you guys all invest intodepreciation schedule or can I ask my tax agent ? Thanks againThomas

thanks ..great article. exactly what i needed.

Thanks Matt for you clarification …hhm, I really don't like that in particular. that would eat up a bit of the equity… No, I think I prefer regular loans with a good rate.Thanks again CheersThomas

Nigel, where the funds are coming from is exactly what I don't understand either. Maybe you are right…to good to be true. But 3.95% sounds very appealing, doesn't it ?ThanksThomas

Hi v8ghia,thanks for your post. Yes, I think you are right ! I shouldn't except these sort of loans. It's our first IP we want to build and thismakes us a real headache. I got a good offer from another lender for a better rate but they need to have the land – otherwise they can't do it. So I might, refinance all over with the land. Maybe the…[Read more]

Real2,thanks for your comments. Much appreciated. Your strategy sounds good…we'll looking into that type of investment properties soon. I really like JF's approach, however your are right that it could take quite long to generate wealth …Anyway, thanks for your commentsThomas