Understood byronent,

But that hardly classifies the investor as a dog, maybe misguided and suffering from poor judgement, but that doesn’t make him/her a dog; just foolish (maybe even stupid)!!![blush2]

Cheers,

Jo

Originally posted by Lucifer_au:
It usually isn’t the investment which is a dog, rather it is the investor.
This is a joke right??? Lucifer, you are such a cracker!!![lmao]

To me almost no investment is ‘bad’ it is the investors who are the ones that make an investment ‘bad’.
Oh [eh]…my mistake, you were serious!!![blink]

Does that mean there…[Read more]

Hi and welcome,

If you click on SEARCH function (left hand side of screen) and type in INTEREST ONLY and then select SUBJECT ONLY you will get at least 3 pages of old threads with this very same title, and the very old worn out debate between IO vs P&I.

Jo

Wayne,

There are several figures/facts that need to be provided to work it out, such as, using your father as lowest income earner (assuming I guess that the title of land is in joint names?), the costs associated with the land ownership during the time they had it (eg. rates), selling costs (agent commission, advertising etc) and of course the…[Read more]

Hi Wayne,

There are several CGT calculators available, but one that I found to be fairly basic and easy to understand (as some are real [wacko]doosies):

http://www.cch.com.au/cgi-bin/cgt00isapi.dll/

It’s mainly used to find the best method to use (that is, the cheapest or least amount to pay).

Cheers,

Jo

P.S. Do bear in mind, this calculator…[Read more]

Relax Marsden, I have nothing against small country towns, far from it, I used to have friends in Rugby (NSW) where (at the time, can’t say today) the population was all of 50. And I never said infrastructure is not good in the country (you did)!!! What I said, and am still saying is that there needs to be adequate infrastructure (regardless of…[Read more]

Depends on whether you class me as a Baby Boomer!!! [biggrin]

Guess it depends on which cut off date is correct 1961 or 1964.[blink]

Baby Boomers more than likely won’t want to retire to “one horse” towns Marsden, they are a fussy breed, they like their creature comforts and won’t tolerate driving many kms to get to their nearest police station, hospital, medical centre etc., but would rather have all the amenities as close by as possible.

[biggrin] Welcome back Simon [biggrin]

Have a Happy New Year & may 2005 be good to you!!!

Well FWIW Dave buddy….this little gem you can keep all to yourself….I wouldn’t touch it with a barge pole!!!! [wacko]

Originally posted by inez:
Why doesn’t anyone ever mention the names of these towns? Bizarre.

Bizarre??? Nahhhhhh….they’re just plain embarrassed!!![blush2]

Here’s a link which I added to my favourites thanks to one SS forumite, and which may be of interest to some of you here:

http://www.privateislandsonline.com/

Happy shopping!!! [biggrin]

Hi Rob,

I think it is nice of you to stick up for the Wrappers, as there are some very reputable ones especially among the forumites here, Pelican being one of many that I have communicated with and whom could not imagine anything “shady” ever going down. Hence it is sad to see some good people trashed by ill-informed media hungry…[Read more]

Woo hoo!!!!

We’re now up to:

2 pubs
1 restaurant
1 cafe
A caravan park
1 Medical centre

And their industry is wheat harvesting!!!

Marsden,

“Do not try to use city rules for country properties”

Since when has common sense been the luxury of city slickers, and if so, maybe it wouldn’t be such a bad thing to take a leaf out of that book!!!…[Read more]

Hey!!! Don’t get saucy with me boy!!![grin]

Unlike my question, my last comment was not directed at you [winking] it was more for others who may have misunderstood my intention for asking.

Anyway, thanks for explaining the differences, and yes I can see where there would be issues by such “old school” mindset.[whistle]

Cheers,

Jo

Nearly forgot Dave, here’s a couple of links that might be of interest. As I said, in another thread, albeit somewhat dated (1998, 2001 respectively) they are worth keeping in mind, and in your case having a read through the definition of what constitutes a “small…[Read more]

Here are a few links (albeit slightly dated 1998, 2001 respectively) they are worth taking into consideration (at least until the new ABS stats are released).

http://www.abs.gov.au/Ausstats/abs@.nsf/0/2619aaebcadda426ca2569ad000402ca?OpenDocument

http://www.rpdc.tas.gov.au/soer/indicator/55/index.php#Data

Originally posted by The Mortgage Adviser:
Someone can lose their home at any level of borrowing. Usually, it is those with lower levels of borrowing that face problems.

I totally agree with the first sentence Rob,

But if I may ask, in your next sentence you said those in lower levels face problems, could you please explain this to me (sorry, I…[Read more]

Yeah, ask the real estate agent for that particular town, city!!!

Happy New Year to you too!!![biggrin]