Thanks guys, I will say I will need to use it to get the IP I want.

Thanks, will give them a PM.

Thanks for the advice, that sounds a lot better then what I’m doing now.
How do I get in contact with one of the people?

Thanks for the response; I’ll look into changing it.
Can I still do the paying of investment interest from one account while receiving the rent in the other? Whilst claiming the tax deduction?
Is it allowed?

The reason I have the LOC set up on owner occupier is I have wages go directly off the loan and use a credit cards interest free period to live off and pay the card off at the end of the month. To save a bit on interest, and make extra payments, it seems to be working well for us so far.