Hi Banker,Keep in mind that to get 6.66% you usually need to have their Wealth Creation Package or MAV package  which is around $30 per month. Yes it gives you other discounts too but some people just don't want to pay fees.  Also we do not need anyone to borrow over a certain amount to qualify for a discount. Everyone gets it. The Miracle Loan i…[Read more]

I can beat all the banks rates for starters, but as for the question I would suggest go with a second lender. The reason being that if you want to purchase further property in the future and you reach your limit with one bank, you will always have a second option. Having 2 properties with one bank is no problems but when it gets to 3 or 4 you may…[Read more]

A line of credit can be a very handy facility to have in place should you ever wish to buy that investment property and need a fast source of funds. The other benefits are that you can simply pull money out of it to use for what ever purposes you choose but the repay the money as soon as you have it back, A classic setup would be to use a line of…[Read more]