Hi KtKiwi,
nice to hear from you again,

I edited a certain word out of my previous post because I hadn’t meant to be insulting.

re:
“latest “new kids” on the property investment block from ESC (Richmastery) who saw the opportunity to buy and then use this publication for their own means”

yep I am taking on board your view that these guys are…[Read more]

it’s a secret
but i’ll tell you when I meet you

re: hearths –
check your insurance policy. Perhaps worth fixing.
Two places I have, I’ve had to attend to the multi-fuel burner and rip it out and replace with a brand new one, as the existing ones weren’t code-compliant and didn’t have building permission and insurance won’t pay out if that’s the case.

re stumps, we live in a 100 year old villa…[Read more]

olorin, i think you nailed it –

“If those figures are anything to go by, it shows that during ‘busts’ -ve property owners will be hurting big time. Losing cash on a property when its not appreciating in capital value must be a real bugger… ”

if you buy a +ve cashflow property now, when and if the hurting capital gain people dump, there will be…[Read more]

really Harold?
I have been buying houses on large freehold sections so far, but I am sure the maintenance is a lot more on a house than on a unit. I have been thinking about going for a ‘low maintenance unit’ next time, especially if the cashflow is as good as with a house. Also taking this ageing population thing on board, I am expecting there…[Read more]

you wanted some more suggestions

violet (old-fashioned, modern too)
meadow (as in, the sopranos, love that name)
ariel (as in the angel, innit?)
soleil (french for ‘sun’)
Alska (swedish for ‘love’ – pronounced ‘elska’ and the “a” has two dots over it which I don’t know how to do)
Mookie (my friend’s middle name, i kid you not, i love it)
gretel,…[Read more]

5.00 am!!!!!

You must be kidding!!!!

They don’t really?????????????????????????????

http://www.vocalbureau.com

aussierogue-
absolutely- of course you can! In fact one of the Astrids I know (asterix) is a fully Kiwi girl. Hey did you mean Astrid Kirchherr the Beatles’ photographer, credited with cutting their hair into their famous mop-tops?????

!!!

I also agree with having a shortlist and waiting until you see the baby, then you will know what it’s name…[Read more]

Hi there

don’t be afraid of ‘unusual’ names –
the creches and primary schools are full of wonderful creative names, as that’s what the young parents these days are into. I know people that have kids called Buster, Venus, Ginger, Chantoya, Ziggy, Keanu, Thor, Thean, Clodagh, etc etc….

go to a preschool or kindergarten and check it out!!!

I…[Read more]

hi sach

I think ajwans means by “I feel a mortgagee in possession auction coming in
the future…”

if your friends get into their own home they might default and then the lender will sell it to recoup their debt”….kinda pessimistic….

i would recommend them read ‘money secrets of the rich’ by john Burley.

As far as buying in Sydney goes, I…[Read more]

try this one first….

http://www.movetonz.govt.nz/Bml/away/doing-business/sub-regulation.htm

quote from page:

Overseas Investment Commission
The Overseas Investment Commission (OIC) is responsible for approving certain classes of investment proposals by prospective overseas investors, and for expanding local investment by existing overseas…[Read more]

it’s not the amount of your salary, it’s what you do with the amount.
Spend more than you earn on consumer goods and lifestyle and you’ll always be broke, even if you earn 3 million a year.
Spend less than you earn and invest a portion of it (say 10-20 percent) at 15 percent p/a (reinvesting the profits) and you’ll get richer and richer.
over many…[Read more]

hi there,

yep brianc is right.re: weather, well it’s all relative, wellington for example is similar to melbourne without the extremes of heat (maybe up to 35 not 45) and plus a whole lot of wind (which makes the air very crystal clear)

north of auckland up to the top is like cooler version of queensland, still very mild though

auckland is like…[Read more]

hi amit,
no, from there, buy there, live in Sydney.

cheers-
Mini

http://www.vocalbureau.com

Hi Muppet,

if it wasn’t for richmastery I don’t think there would *be* a KPI magzine.
They bought it and have made it bigger and better every month, from an 18 page or whatever to 90 plus which it is now. There may be a few ads for their own products and their accountants etc however they are successful investors themselves who got there very…[Read more]

hi beachboy

“What percentage of positive cashlow do most people look for?”

re that question, for me right now, as high as possible! – at least while I’m establish my +ve cashflow base. Everything I’m buying so far is over 20 percent. The +ve CF base will support a future property i might buy in for example a beach area for growth. maybe 3 +ves…[Read more]

hi spider, do i know you?

*squints*

anyhoo, check your emails!
cheers-
Mini

http://www.vocalbureau.com

Hi muppet, how are ya!!!!

oh, my short post, well, I just edited it so it’s longer
*hehe*

moderator?
Probably never…hehe

i am way too immoderate

http://www.vocalbureau.com

http://www.xe.com/ucc

currency converter with up to the minute exchange rates

http://www.propertyinvestor.co.nz

Kiwi Property Investor magazine – a magazine about investing in NZ real estate – highly recommended, I get it sent to me every month

just an aside, according to the KPI website “The message is coming through loud and clear Ð from an…[Read more]

Hi Maggie,

wow, the first person I’ve met in my whole life who said “positive cash flow won’t be at great benefit for us.”

hehe!!! but I think I get what you mean, which is, that if an investment pays off later it’s OK if it doesn’t pay off now, i.e. negatively geared properties for capital growth?

the problem is that the capital gain part is…[Read more]