I can understand if they don’t have time. This posting on the forums a lot can be rather time-consuming.

here’s to the mappers not only succeeding, but living to tell the tale and writing a book about it. here’s to steve. here’s to them dropping in here now and again to tell us stuff. here’s to people understanding that ‘changing their lives’ is not compulsory – once you think all is as good as it gets, you are perfectly willing to rest on your…[Read more]

AD, how interesting –

“For now (to me) property doesn’t hold the key.”

!!! And this from the facilitator of the MAP programme, yeah? I must admit I’m surprised.

But then again, the whole ‘interest rates rise, people go off property en-masse’ thing *is* very predictable.

So on to the rest of you. Don’t jump down the MAPPERS’ throats with…[Read more]

hey hey hey muppet,

you mad mathemetician, you…
whaddya mean?
I have been posting essays like mad for weeks now….search for posts from me, and you’ll see…

cheers-
mini

if the property breaks even, i.e. when income is more than borrowing and holding costs.

You can also work out your cash on cash return, which is the amount of surplus cashflow per annum divided by your total cash (deposit, closing costs, etc) in the deal. this will vary depending on how much deposit you have in the deal.

cheers-
mini

bear.
sorry to hear your woes.

i know you meant well.

I think it’s like little kids. If you say to kids, make yourself at home, and they play cricket inside and break your ming vase, and you get mad, it’s because they didn’t understand the implied bits.

i think with strangers (as well as kids) things need to be spelled out. This is what I…[Read more]

I’m trying westan, honestly.

but it’s so not me.[V]

firstly, way too few words. Call me verbose, but hey, I am what I am. [xx(]

secondly, I’m quality [:X]

not quantity

[8][8][8][8][8][8][8][8][8][8][8][8][8][8][8][8]

[8][8][8][8][8][8][8][8][8][8][8][8][8][8][8][8]

[8][8][8][8][8][8][8][8][8][8][8][8][8][8][8][8]

thirdly, i despise…[Read more]

i agree with westan

[]

wait, I was working on it

*struggles*

[:o)][][][8][!][xx(]

ok, i think i got it

[^]

westan!!!

What can I say!

I could try…I suppose….

“actually mini, I’m very much thumbs up about property…”

yeh! I thought so!! That means I *was* joking then, phew!

>I’d like people to lose interest in property, cos >then prices should ease (it won’t be so inflated), >and there might be some better buys around.

I totally agree, but don’t you think that what ‘people’ think is influenced by…[Read more]

“I wanna know when the next instalment of the MAP is gonna be on TT…”

so do i, desperately….

“ps and I’d be happy for the public to leave the inflated property sector… go on, go away… shoo now…”

This is so bizarre because although we’re kind of joshing around, you *are* coincidentally a media-person (like, an Important one) who…[Read more]

hi Michael,

(me: “make the same amount if you leave it in the bank and whistle a happy tune?”)
>Real estate offers the potential for capital gains

(yes, but haven’t we agreed that you might not get any in the short term?)

>where money sitting in a bank is confined to capital reduction i.e. inflation, fees and adjustments – and opportunity…[Read more]

Richmond, I’m sorry, that was cheeky/naughty of me.

Yes, I’ll admit September 11 was the first time I realised the news was biased….

But I agree that it could be just mere *coincidence* that ACA and TT are running more ‘property: watch out’ stories at the moment than ‘yay! property” stories.

Then again, it *could* be a dark conspiracy to…[Read more]

I love how after a year of those ‘property is the duck’s nuts!!!’ stories, they’re now running a slew of ‘property is a nightmare!!!’ stories.

(Does anyone else feel they are being ‘conditioned’ by the media, or is it just me?)

I have this feeling that the property craze is going to fade. We’ve had a time of low interest rates, FHOG, even musos, taxi drivers and their parents doing property investing seminars, renovation shows on TV resulting in a frenzy of renos-for-capital-gain, unstable world times where people are scared of currency fluctuations and the sharemarket…[Read more]

yeah. I agree.
I have cookies turned on, and there are pi.com cookies there, enabled, but they are from the last version of the site. there used to be a checkbox which, once you logged in, kept you logged in from the computer as long as you wanted.

I want the checkbox….can we please have the checkbox?

thanks –

mini

wow, who knew, I have been ‘offset gearing’ my life for years, without knowing it had a name. Thanks sis. Being a freelance independent contractor, working from home, with several different businesses operating under the one ABN, means you can depreciate, claim a portion of your rent, travel exp, clothing and meals (for my line of work) – all the…[Read more]

i like what simon said

good one michael, thanks for that
cheers-
mini