Hi Richard

If you were me how would y learn what you need to know about wraps?

Thanks
Mike

Always Ready.

mjbluue

I have a good understanding of the combo now. Thanks for taking the time.

Mike

Always Ready.

mjbluue I understand how a LOC works and I understand how an offset facility works but I have never used them together. Whats the benefit in haveing both??

Mike

Always Ready.

Originally posted by soof:
Celebrations say you get a letter from their MD stating your home will be finished within 12 months.
From when? If its from the date you sign preparation of plans, great. If its 12 months from when the slab goes down….not as great and it can be up to four months between those two! Check it out if they havent already…[Read more]

With a rate of 7.17% sounds like you already have the Premier Advantage Package, giving you 0.4% off the standard variable rate. You would be eligable for a 0.7% discount if your loan was increased to 250k. You could leave the extra 60k in your offset account (so no interest on it) and get the 0.7% off your rate (about a $600/year saving). Just…[Read more]

For me its the choices financial freedom presents. I can choose where I live, whether I work, where my kids go to school, who their doctor is. Those sort of choices are important to me so Im doing what I can now tomake sure I have them available to me when the time comes.

Mike

Always Ready.

Visit some local display homes/developments to see what colours/textures/techniques the pros are using to get business. And boring nuetral colours definately have a broader appeal.

Mike

Always Ready.

Ive got 17 years and a lot of work to do to get on that list, it seems.
(Im 23 and broke)

Mike

Always Ready.

Yeh, thanks for another helpful post Derek.

Mike

Always Ready.

I am pretty keen to get to one of Steves Master Classes but Im in Perth. I keep checking but as yet there hasnt been one sceduled for this side of the country. Any idea if there will be one??

Mike

Always Ready.

My understanding is that this has been put in place to stop people selling at a very low price to a friend, family member or trust to avoid stamp duty.

MikeC

Always Ready.

The meetings can also be a good way to network with other investors, perhaps get some contacts for the future.

Mike

Always Ready.

Yep Simon is of course correct. I am also in this situation where I sold a reno I never lived last year and am now about to apply for FHOG for my first PPOR Im building. Have a look thru this site:

http://www.firsthome.gov.au/

MikeC

Always Ready.

Has anybody had any experience with a reputable buyers agent in WA? Any contact info would be great!

MikeC

Always Ready.

I have been reading thru so much valuable info on the forums since I finished Steves books mid last year. Even if there were NO new posts on any day there is still a vast amount of info here. And right now (3:15 on a Monday) there are 64 others on the forum. Seems healthy to me?

MikeC

Always Ready.

Just last week I met a client with the name Mimi Cooper! And today one named Sunshine Williams. Interesting….

MikeC

Always Ready.

Hey Dr.X

Probably an obvious answer, but what sort of things would you normally discuss with your property advisor?

Thanks
Mike

Always Ready.

Originally posted by suzieq:
Can’t believe the number of west aussie’s on this thread…here comes another one…..JOONDALUP (still one of Perth’s best buys in my opinion) Take a look at the infastructure!!! SQ

Yes Joondalup is still a great buy, and will be for a while yet. A lot of spending planned there for this year too! Yep Im from…[Read more]

Forgot to mention, if you do go to the E Perth meeting (I see you’re in WA too) and youre not familiar with the area (like me) go earlier than you planned. I had no idea where to park or how to find the meeting!!

MikeC

Always Ready.

Hey ollie

Attended the ‘Introduction’ and ‘Advanced’ meetings at the train station at the start of last year too. Being a kid myself I did learn a lot, but more importantly for me I saw that everyday people CAN make a lot of money from property. It motivated me to learn more and start taking action. Worth while for that if nothing…[Read more]