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That would/should be a consideration with any insurance policy from any company. Both of my properties are not in flood zones so Property Insurance Plus suits me perfectly and is a much better price than most I looked at. Just another company for peeps to compare against if nothing else.
Hi all,
I use Property Insurance Plus and am very happy with their cover. Plus I get to speak to a person each time I call as the agent gave me his work number and told me, if I have a question or a problem to call him directly. The agent I deal with is Stephen Blair.
Their contact details are as follows:
Property Insurance Plus
Phone: 1300 307 072
Hope that helps
.Mikal
I am not lying about the price! I registered interest on the website, they emailed me back with the cost outlining everything that is on offer. I called them and spoke to someone at the office who verified it whilst discussing some of the finer details.
If you don't believe me, register yourselves and you will get the same email. DONE!
Surely, if I was lying or April Fooling, someone of notable stature from PropertyInvesting.com or even Steve himself could shut me down.
It's really a small price to pay for your own education. You would make it back in future purchases anyway.
Hi Jeano,
I just figured, a post on here could at lease alert people in Adelaide (those who read posts here obviously) about her. As to why the contracts were failing, she would not tell us. I asked but she really had no intention of talking to us more than she absolutely had to. That was blatantly obvious.
Our feelings were that people just couldn't handle her, but that's only speculation because of our experience.
We have now moved into the property and have met all the neighbors already after a week. They are all great and catch up for drinks a couple of times a year. We have been made to feel quite welcome in the area. They all knew the previous owners and said they were lovely people and could not understand why contracts fell through so many times. It really is a beautiful home. A win to my parents really.
The date would suggest April Fools but alas, I was not joking about the price quoted in the email I received or from the lady I spoke to on the phone regarding it.
Just posting this again, but is there anyone on the forum that has done the mentoring program with Real Wealth Australia and Helen Collier-Kogtevs. I'm as keen as mustard to learn her processes and get some real clarity in my property investing.
Hi all,
I've had an email come through after registering interest in the property apprenticeship and the price is now $7995. The link mentioned above has not been updated. I have to admit I registered interest off of the price I saw in the link. The new price is now double that. Ouch!!
I'm more than positive the content is amazing, I just have to find the money now that doesn't come out of savings/deposit monies.
I am an active investor. I have 2 IP's in South Australia already.
Are there any suggestions of who to contact and chat to then about properties interstate?
Do not go without a PM! Even if you are a fully qualified PM yourself i wouldn't do it. Use professionals all the time. All costs, as minor as they are for the job they do, are tax deductible. Would you do your own accounting? Would you do your own conveyancing? Utilise the professionals who are trained in their field. It makes even more sense if you can find professionals who also have interest in property investing. They know exactly what needs to be done. The small costs associated with using professionals far outweighs any problems you may have to deal with if you don't know what you are doing.
Goodluck with it all. Also, if you've had a lot of interest on Gumtree then surely you will get a great tenant through a PM who will interview all possible candidates.
I feel exactly the same way Dennis. I have been reading lots of information, read umpteen books and watched several videos and DVD's on property investing and am starting to feel like I have a much better idea of what I want to achieve and how to achieve it but have absolutely no idea how to find the starting point for what I want. There are so many suburbs to investigate and what makes it hard is that you don't know what you don't know.
Unless you start to come to grips with the idea of paying someone to help you with this information, I don't think anyone truly has the time to go through thousands of suburbs to find properties that fit your criteria without specialist help.
I am currently waiting to hear back from Real Wealth Australia, hoping to get offered one of their home study packages. I have looked at a few different offerings from different companies and investing gurus and I feel Helen from Real Wealth, her approach seems the most genuine and suits me the best.
I don't want to get to a point where I hit information overload and burn out and not achieve anything.
I already have 2 IP's that are about neutral, possibly cash flow positive now, but they are setup up a bit awkwardly. I wanted to avoid this with my next properties so hence the education.
Is there anyone out there who has a method to finding the right suburb(s) to invest in that suit your specific goals?
I believe after today, and i'm not saying that they weren't before, but it's totally apparent now that the labor government is no longer about the people they represent. It's about who is in what position within the party. They have completely lost touch with every Australian citizen and what could/should/would benefit our nation. I'm not a liberal voter but geepers, I've had enough. I won't vote for Tony Abbott though. They need Malcolm Turnbull at the helm there I believe.
Disappointing day in both politics & for Australia. Embarrassing actually.
I just checked it out from the link given above, and I picked it up for $19. Happy to pay that and see how it goes given it has a money back guarantee on it too.
Go for it. Looks great so far.
Hi Freezer15,
I am from Adelaide and am keen to learn as much as possible about property investing as possible. I have a couple of IP's already and know very well I haven't got them setup properly but I am happy with how they are progressing none the less.
I have put a separate post on here asking if any forum members know why it is that Adelaide gets overlooked by all the expos and seminars that travel the country. There is one, (Stuart Zadel's) seminar coming in July, but other than that, the big name investing gurus bypass us almost every time. So frustrating.
It would be lovely to get some interest back into Adelaide for sure so we don't have to travel interstate.
Mikal
Hi Nigel,
Yes. Both offers were in writing with a stated deposit he was willing to put down. The first offer he had to poke and prod to get a sighted and signed letter of offer back so he knew where the vendor stood on it. This was just one of the annoying things that the agent either did or didn't do.
I totally understand that the vendor may not have been involved at all. That's fine but even though we got a good deal in the end with a saving of nearly $20K, the vendor in my opinion was the unfortunate loser because of the agents attitude. He was getting offers obviously at all price offerings given it went under contract three times each at the different price point. I just didn't understand the way she was going about her business. Ultimately it was less commission for her too if it was a percentage based commission.
You mentioned you didn't think she was fully in control. I believe she had too much control honestly.
I've been thinking about going into the details but honestly, it's a long story and it could get very boring and long winded. Basically, the house started on the market in August 2012 for $449-459K. Between then and early January 2013, it went under contract 3 times and relisted each time with a lower asking price. Dad offered $436K, before the first under contract, was then called constantly by the agent asking about finance and deposit amount and felt a bit harassed by the agent yet was never told if his offer was accepted.
Mum got really angry at the conduct of the agent so didn't want anything to do with the house anymore. After the third contract fail, the price was all offers presented.
We had been comparing all other homes against the above mentioned so we thought, the agent is terrible but it's a beautiful home so let's try again.
Dad offered $418K. Agent was pretty angry that our offer was much less than last time and we certainly got no more love than the first time either. Dad just said bad luck as the price had been reduced each time a contract failed. Infact, the calls were again constant, our accountant was now getting constant calls and our deposit of $2000 was being disputed. Plus she wanted more of an offer too.
Dad offered $419K with $5000 deposit and said that was final and if it wasn't accepted we'd walk away. It was accepted.
The harassing didn't stop through the whole cooling off period then whilst under subject to finance she kept calling our accountant to which she was told to by them to let the process happen and stop harassing them and us. We love our accountant.
Dad spoke to REI and the Principal to complain. REI was of little help. They did suggest the Principal option too but not much more. The Principal was basically exactly the same as the agent. Useless and not willing to listen. Didn't believe there was a problem.
There is so much more to the story but we now have the keys, 28th Feb 2013 so she is out of our lives for good. The day of handover, the agent didn't even want to see Mum & Dad and didn't facilitate a meeting with the previous owner to discuss automatic systems at the house. She just got the secretary to hand over one single set of keys.
Her name is Ann Calver and is from the Harcourt agency on Magill Road, Magill in Adelaide. Our advice. Avoid at all costs.
She was rude to us and lost the vendor lots of money so not helping anyone other than herself really.
Hi dgirl,
Just wondering why you are selling the above mentioned courses?
Good/Not Good
Helpful/Not Helpful.
Mikal
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