Quote:
Just want to find out if there is
anyway to borrow 100% but not paying
mortgage insurance?

thanks,

borrow the 20% through a personal loan then purchase property then before the mth is out refinance the whole loan

Have you thought about properties in country towns?
Quite a few bargains are still available with good tenants and low vacancy rates.

For a little more than 10 yrs we have only purchased positively geared properties and now i see ppl finally waking up to it (most unfortunate for us) but it was inevitable, we made our money and can relax a bit now and wait and watch till things change and they will too.

It would seem we should stop considering Qld and start buying properties up there, it seems like it will follow syd and melb.