Thanks again. Mum and I've talked at length about both of our health issues, my work, aged care and so on and it will all form part of the agreement. I've got a great relationship with my family. 
Appreciate your time.

Cheers for that, but it only part answered my question. 
So assuming this is then legal and a suitable arrangement for tax purposes……
There will be no capacity issues servicing the debt at my end. Properties are so positively geared its ridiculous.
The properties are security. No chance of Mum losing her money whatsoever. Both our wills are up…[Read more]