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I too was once forced into bankruptcy..through an ex partner….but then became a discharged from bankruptcy when my time was up..but it was still on my credit rating.. I approached a loan organisation and sent in an application form, but was knocked back..and I was devastated…. I then got a representative to come out and spoke with him directly and explained the circumstances of my bankruptcy and they gave me my loan..they said they look at your capability to repay the loan now and not what happened back a few years ago….keep trying….good luck!
p.s. I went through Super Member Homes loans and the rate was extremely competitive, actually less than the banks are.
‘ll go back to the source of information and check exactly what he means….sounds to good to be true…doesn’t it….Merlo
[/quote]Isn’t it funny your buying in Melb and us melbournites are buying in Brisbane…..I went through First Choice (Brad Oliver) in Brisbane 07 342 000 44 fantastic service!! cost nothing and same day service and goes that extra mile for you…… tell him I sent you if you want Merlo….I don’t get commission, but referral is the best form of flattery!…good luck? I am just in the process of using him again…
We used CONDEV Pty.Ltd. George Smit in Qld for 2 properties 1 over 40 years old and 1 x 25 years and my accountant was extremely impressed with his figures..I would highly recommend him cost I think was $500 per house…but certainly well worth it…..041 777 9227 good luck!
Horse for courses….I would prefer 4 houses as opposed to 1…..My investor told me better to buy 4 cheaper houses than 1 expensive one….you can always sell one or two off if in trouble…I really don’t think you can go wrong anywhere you buy…we bought in Redcliffe & Clontarf 12 months ago and have made about $100,000. Had we of bought in Deception Bay at the same time which is a couple of suburbs away, but the Mud Flats put us off, we would have made a lot more… the domino effect is certainly happening up there….CBD is too dear for me…good luck in your endeavours…Merls…
Hi
Don’t know much about Berwick/Cranbourne areas, but have just bought a property in Frankston Melb. this seems to be one of the boom areas at the moment. Properties are being sold sight un seen to Investors and they are hitting the market big time there…A new marina is being built there and the shop locals are saying it will be the next St. Kilda…..prices have gone up 34% this year and are expected to keep going…so here’s hoping. Rental returns are a bit low at the moment, but I’m looking for capital growth..so don’t mind and can make the short fall at the moment…good luck with adventures!
Hi,
I have had dealings with WISE Investments in Melbourne (attached to the Brisbane office) I have asked my accountant and a finance place that know him, they give him a good wrap….if you want you can e-mail me and I could give you a bit more info…he doesn’t hassle you either
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Want to buy land $500,000. Have $20,000 cash and $200,000 in equity. No one wants to lend me the money. HELP!!!Hi I went through a mob called First Choice Finance…Brad Oliver….they are based interstate, but no problem for me, just e-mailed them they were great they are a broker, cost me nothing, but that was for houses, not sure about land they are non pressure people, which I liked….. worth a shot.you’ve got nothing to lose…07 3420 0044 good luck!
Jennyquote:
Want to buy land $500,000. Have $20,000 cash and $200,000 in equity. No one wants to lend me the money. HELP!!!
