Forum Replies Created
‘Mel, before I summarise what exactly you are looking for let me first ask you whether your present partner is aware that you ‘are on the lookout’ ? (or at least considering your options) [
]’I would hope so. I have ‘broken up’ with him about 3 times so far, and see him maybe once every three weeks, but he still does call me almost every day, and generally twice a day. He asked me what I wanted for Valentine’s day? I told him nothing and went to the movies with a friend (we were looking to avoid the heat – Canberra’s hottest day this year at 38.7 so we did well – 3 1/2 hours in air con – lovely). He hasn’t rung me since!!
O.K. here is a summary :
tall, dark, handsome, in possession of a job and money in the bank, agegroup minimum age 20, maximum age not specified, single (or at the least unmarried).
I don’t quite understand your words “If fit, then preferably under 45!”.
Max age 45, must be fit – all ages.
Does that mean that if he is 45 or over he can be unfit and yet qualify ?
Nope. I’m sick of guys almost 20 years older. I want somebody who is still prepared to ‘live a little’. Yes I know there are some good ones, but ‘been there, done that, didn’t like it’.
What do you mean by ‘dark’ ?
Suntanned ? Black hair? Chinese ? African ? Greek ?What ?
Not sure. That’s just the standard phrase isn’t it? Suntanned is good, but not leathery. Hair colour doesn’t matter (did I say he had to be reasonably intelligent? he does!).
I also note that you haven’t as yet addressed whether you want him to have a lot of hair on his chest.
Take it as it comes. If it’s a ‘lot’, I can always ‘encourage’ him to wax!! (My brother got his back waxed recently – ouch!)
Do you mind if he is a TV addict ?
NO, just so long as he doesn’t stay up ‘all night’. He should have ‘other’ things he’s interested in doing[
]A smoker or a non smoker ?
Preferably Non.
Do you mind someone who absolutely loves garlic ?
Doesn’t matter. If he wants to cook it, I’ll probably eat it too.[
]Are you looking for a good dancer or is it O.K. if he has two left feet ?
Doesn’t matter. Don’t go many places that require dancing. At my sister’s wedding the above mentioned fellow was drunk as a skunk before the wedding anyway, so there was definitely no dancing for me, except with the best man.
You haven’t even touched the subject whether you want him to be a good handyman.
Doesn’t matter. I still get Dad to fix all my stuff anyway[
]To answer your question as to whether I know any candidates, the answer is “Yes, I know oodles of guys”.
I am just trying to sort out the undesireables from the ‘must have’ types. I would say that I only have to spread the word and they will be queuing up. [:o)]
Prop 16, I’m thinking this fee would probably be quite a bit more than Mini’s fee for finding a property[?]
Cheers
MelI recall Robert Kiyosaki saying that if he offers his course at $99 – which he could to cover costs, then he will get people with that mentality. So he’d rather charge a higher price, and get people who really want to learn.
Robert Allen put on a free seminar somewhere in the States. He was in the lift with a guy who didn’t know him, and who bitched about the supposedly free seminar. He had to pay for parking for an hour, and didn’t think it was worth his time. I guess these people wouldn’t want to spend $400 on a valuation, or pest inspection etc. etc.
Some people are not good at reading books. Some people need to learn by listening, and talking. It took me 8 years part time to do my Uni degree. Give me 5 18 hour days to learn the same stuff anytime!!
James, have you been to a Tony Robbins seminar? How do you know these people haven’t implemented. Do you know the thoughts running through their heads all day? That’s where a heck of a lot of the change comes from.
Oh, and yes, I have ‘flown around’ to Tony’s seminars, and got a great deal from it. It is an awesome atmosphere. [
]Cheers
MelOriginally posted by markpatric:
Are you saying the seminar was free Melbear?, I am talking about paying big dollars for information which is fast becoming obsolete anyway.No, I said the kit was free. And why is the info obsolete? Because we are not in a fast moving market? Because we no longer buy real estate the same way? Because Kiwi’s who arrived here at some time have to become Aussies or they won’t get the dole?
Of course I have guidelines when I buy a house, things I look for, but to go into a purchase blindly believing there is no risk is unthinkable to me and extremely blinkered.Where did I say that I go into a purchase blindly believing there is no risk. Of course there’s risk, but there’s also ways to MINIMISE (not eliminate) this risk.
There is always risk involved no matter how much due diligence you use and no matter how much cash you have spent on seminars and PI kits, besides who says you will even be capable of following the guidelines to the letter.Why could you not follow then to the letter? Not being ‘capable’ sounds like a personal thing to me.
Of course you can learn much from others but to pay huge prices for information and blindly believe it contains a supreme secret to make everyone financially free is a little naive.Whoever said it was a supreme secret? It’s just common sense, but presented in a way that you think, yep, I knew that, but I’ve never consciously sat down and put it all together. I bet what Steve teaches is not ‘secret’ but rather things that anybody could do if they sat down and thought about it, and did the same sorts of things. NOt everybody puts it into a seminar though.
What on earth has fast food got to do with PI?, do you offer your tenants free burgers if they pay rent on time?.[^]About the same as driving your car I suppose – although I notice that the car analogy is one that Kiyosaki uses. Except my reference was to the SYSTEMS that Macca employs, and I ask you to point me to two stores that will cook their chips, or wrap their burgers differently – because you won’t be able to.
And Melbear, I think you are studying Ronalds technique a little to closely, wrapping and flipping properties just ain`t the same.[]I’m guessing you mean wrapping as in burgers? And since when did I talk about flipping? Those that don’t know probably assume that’s all that Henry taught, but he actually taught that you should not buy a property with the sole intention to onsell it if you did not have the financial capacity to settle on it yourself if you could not find a buyer.
Cheers
MelGood one Chan. Had to think about that for a second [
]Cheers
MelDefinitely keep hassling the agent. threaten them with legal action etc. I had to threaten mine with letters from my solicitor to them, the Fair Trading people, the REI etc. etc. Miraculously they coughed up.
there is also a website called http://notgoodenough.org/ . Check it out. You can put your grievance on there for all to see [
]. They will be contacted, and asked to respond etc. etc.Cheers
MelI’m jealous too![
]KB, what is it you are after exactly? A spotter to find the properties for you?
Cheers
MelHallo Aussies, hope you’re geared up for the Olympics.
to answer your questions, I don’t know. But I thought I’d bring this post to the front again. Michael R if he’s around should be able to help with that one – he is a Kiwi (I think) who invests in the States and knows his stuff.
Perhaps you could also ask this question in the finance forum – a lot of the brokers hang out there[
]Cheers
MelMark, you say that both you and your wife are on the highest tax bracket but you mention you have been out of work for 4 months?
With the ‘No Income Protection’ I’m guessing that this is through injury, but that either way you are not getting paid? Therefore your tax bracket would be very low?
$5000 isn’t too bad (except when there is no income[V])
Definitely contact a mortgage broker. An option for you may be to set up a LOC against the extra equity (either in your PPOR or IP) and use it to slowly fund your ‘out of pocket’ expenses. If done the right way, the interest on these funds can also be tax deductible – check with a good accountant. This could enable you to redirect your earnings towards your PPOR, thus reducing the non deductible debt. This frees up more money for you etc. If your IP loan is not Interest Only – make it so while you have PPOR debt, and cashflow issues.
Then, instead of selling, look to see if you are able to fund the purchase of a CF+ property, which will further help you to pay off your PPOR, and offset your loss from the CF- property.
Selling costs, CGT, etc. etc. will take a big hunk of that $70K away from you, and it may not be worth it.
That’s my 2c. Ignore all if you wish, it’s my opinion only.[
]Cheers
Mel
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