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  • Profile photo of melbearmelbear
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    March 3, 2004 - 2:18 pm

    Not necessarily Derek.

    Tenants in common means that the portion that you own will be part of your estate, and therefore can be given in your will to anybody of your choosing. If there is no will, then yes logically the spouse and/or the kids will get it.

    Cheers
    Mel

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    March 3, 2004 - 2:14 pm

    Leo, that’s true. You don’t get the ‘threshold’ that individuals do, but I still think that that is a small cost to pay for the flexibility of distribution of the profits, and asset protection.

    Cheers
    Mel

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    March 3, 2004 - 2:13 pm

    James, you ‘may’ be able to do it if you initially set the trust up with yourself as trustee. As trustee the properties are in your name anyway.

    Definitely ask the solicitor – I’m not sure if they have to do anything special in the contract etc. to show that it’s being bought ‘as trustee for’.

    Cheers
    Mel

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    March 3, 2004 - 1:43 pm

    Hey Rubba, I think it’s been like that since the new forum kicked off. Unless you change it to one you nominate, it’s got the forum.

    Cheers
    Mel

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    March 3, 2004 - 1:36 pm

    Hey recovery

    I saw a few too when I was up there, but am hamstrung with finances at the moment. Might be good to get another one sometime so it’s not such a long trip just for one IP.

    Cheers
    Mel

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    March 3, 2004 - 1:32 pm

    Hey SIS, you know how we had that conversation where you said I was like a sister to you……….? [:)]

    Cheers
    Mel

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    March 3, 2004 - 1:27 pm

    They sound like serviced apartments. These units would have very high costs, low LVRs from banks, and low CG.

    Cheers
    Mel

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    March 3, 2004 - 1:26 pm

    I did not say you must have a ‘lack of money’. No money would seriously dent how you can live, but the pursuit of money should not be what life is all about. In the end, it’s not going to make us happy. However, if we are unhappy, at least we will be comfortable [:)]

    Cheers
    Mel

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    March 3, 2004 - 1:21 pm

    Come on guys, I think it’s safe to say that it is an old riddle, and very American based. Depending on what part of the country they were in, we know they did some bloody awful things to the blacks.

    Now let’s assume the homeowner called the exterminator company. He would not have known necessarily that they were going to send a black fellow would he? So suffice to say that when not wearing clothes of any kind, we leave them hanging in the wardrobe – do we not? Even ‘ceremonial clothing’.

    We also don’t know what ‘did’ happen after he saw the outfit, but put yourself in a black man’s shoes (in KKK territory), and what do you think when you see the outfit in the closet. I disagree with BlackJack in that the clothes being in the closet meant the guy was ‘changing his ways’. If he were doing that, he would have destroyed the outfit altogether.

    Aussie, no one told me. I was just talking to a friend last night, and asked him if he’d ever heard the riddle before. He hadn’t, and then it hit me, and I said that he was black and it was a KKK outfit. My friend said ‘You didn’t tell me he was black!’. That’s cos I didn’t realise it until that moment.

    Cheers
    Mel

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    March 3, 2004 - 1:10 pm

    Here you go Muppet. Shame the Aussies didn’t flog the Sri Lankans in the last game cos that would have left you guys in clear 3rd. Oh well. Don’t know what’s happened to India……

    ICC One-Day International Championship Table
    [ as at 2nd March 2004 ]

    Team Rating
    1 Australia 135
    2 South Africa 113
    3 Sri Lanka 109
    4 New Zealand 109
    5 Pakistan 107
    6 England 106
    7 India 105
    8 West Indies 100
    9 Zimbabwe 66
    10 Kenya 28
    11 Bangladesh 0

    You are right to worry about the test matches though….

    ICC Test Championship Table
    [ as at 2nd March 2004 ]

    Team Rating
    1 Australia 125
    2 South Africa 113
    3 Pakistan 102
    4 England 101
    5 India 100
    6 New Zealand 100
    7 Sri Lanka 96
    8 West Indies 82
    9 Zimbabwe 55
    10 Bangladesh 1

    Although I reckon you would only need to win one, or draw at least a couple and you could jump the tightly packed leaderboard up to 3rd here too!

    Cheers
    Mel

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    March 3, 2004 - 1:03 pm

    Chan$, it’s just a parcel that Aust Post have. It’s a box, and they call it ‘PostPak’.

    Cheers
    Mel

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    March 3, 2004 - 1:01 pm

    Hey Chan$. I could do that, but it wouldn’t make it any shorter![:)] Plus, I’m more than happy for you guys to leave me streets behind in the posting stakes [^]

    Cheers
    Mel

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    March 3, 2004 - 2:59 am

    Matt, ‘unencumbered’ to me just means equity that is going to waste!![:)]

    Cheers
    Mel

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    March 3, 2004 - 2:49 am

    Rachel, what James said is spot on. there are many interstate people that use Dale Gatherum Goss who is in Melbourne. Same same Bruce Whiting in Sydney. Nick Moustacas is also in Sydney.

    Search for accountants, and check out the Somersoft forum – Dale GG is a moderator there, and I’ve actually seen him recommend some accountants in people’s areas. I personally don’t know how he has the time to do all he does!![:)]

    Cheers
    Mel

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    March 3, 2004 - 2:47 am

    Redwing, for a trust being set up with friends rather than family, I would definitely go the Unit Trust structure. This way there is a fixed entitlement for all, whereas with the Discretionary or Hybrid Discretionary (which can be done!) the trustee has discretion.

    The Units in my Unit trust with the other people will be owned by my family trust, so I can still split the portion that is mine between family members as best fits.

    Cheers
    Mel

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    March 3, 2004 - 2:24 am

    Chan, I think you would want to keep your ‘uniqueness’. You don’t actually lose it by copying someone’s ideas to make money. Money isn’t all there is to life. If we were all the same it would be pretty boring.

    Cheers
    Mel

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    March 3, 2004 - 2:18 am

    Yay for me. yay for me! [:)][:)][:)][:)][:)][:)][:)][:)][^]

    Cheers
    Mel

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    March 3, 2004 - 2:13 am

    AH HA. Aussie, the exterminator is a black man, and in the closet is a Ku Klux Klan jacket?

    Am I right? Huh? huh? Am I right? Am I right?

    Cheers
    Mel

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    March 3, 2004 - 1:50 am
    Originally posted by westan:

    937 ! what is going on every time i check i’ve gone up one

    Ha ha[:)] Very funny Westan[:D]

    Cheers
    Mel

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    March 3, 2004 - 1:46 am

    Yes, but Peter Jackson said it was an ANZAC film!! So we’ll take half those Oscars thanks.

    I thought it was pretty cool that for the marching sounds he got an entire stadium to stamp their feet.[:)]

    Cheers
    Mel

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