Total Members: 159,209

melbear

  • melbear replied to the topic Riddle 364! in the forum Forum Frolic 20 years, 5 months ago

    The car door was open

    Cheers
    Mel

  • melbear replied to the topic Hang over solution? in the forum Forum Frolic 20 years, 5 months ago

    Originally posted by MortgageHunter:
    Go for a good sweaty run in the morning and drink more water.

    I have never had a hangover but saw these work for others when I was in the Army.

    Simon, I’m so jealous. I haven’t had a big drinking session for quite a few years now, but one of my last hangovers was as a result of my 21st. I was sick as a dog…[Read more]

  • melbear replied to the topic Tranfser of low doc in the forum Help Needed! 20 years, 5 months ago

    Originally posted by The Mortgage Adviser.:
    Absolute waste of money. CGT is calculated and apportioned according to the market value of the property at the date of sale. It doesn’t matter what it was worth when you switched it from owner occupied to investment.

    Gee, I’m sorry Rob – what pat of this statement suggested it was only your opinion -…[Read more]

  • melbear replied to the topic Rather Scary in the forum Forum Frolic 20 years, 5 months ago

    Originally posted by bigben:
    I just thought of something….does a bourbon and coke have coke in it?? oh crap i drink way tooo much coke in that case..Better make myself drink 3 litres of water to make up for it [thumbsupanim]

    Ben, I had a conversation with my aunt the other day, and she’d been talking with her doctor about how much she drank…[Read more]

  • melbear replied to the topic Its still hard to say c’mon Port Power in the forum Forum Frolic 20 years, 5 months ago

    Flak Jacket on….

    Out of the two SA teams, I think Port are 100 times better……

    Adelaide only pulled their finger out to join the comp when Port had a team all ready and raring to go – cos Adelaide wouldn’t commit…. Ah, commitment problems?[biggrin]

    I reckon all people on this forum will be a millionaire before Adelaide or Port Adelaide…[Read more]

  • melbear replied to the topic Quiz for the Movie Buffs in the forum Forum Frolic 20 years, 5 months ago

    Hey Gatsby

    One, actually two of our ‘alternate’ movie theatres got closed down too – as they couldn’t compete with the Hoyts and Greater Unionses. Bit sad really…

    I don’t get to see too many movies anymore – when at Uni I saw about 1 a week, but now I’m lucky if it’s 1 every 3 months, so I know nothing about anything![biggrin]

    Cheers
    Mel

  • melbear replied to the topic Tranfser of low doc in the forum Help Needed! 20 years, 5 months ago

    Rob, can you quote me the legislation for your statement? Everybody I have ever spoken to has said that the CG val starts from the date you vacate as your PPOR if when sold it will be subject to any CGT.

    It is apportioned if you have as an IP first, and then move in, but as far as I’m aware it is not the other way around.

    Another thought – as…[Read more]

  • melbear replied to the topic Multiple properties and finance in the forum Finance 20 years, 5 months ago

    Originally posted by Pisces:
    >>I should look into his site a lot more<<

    MMMMORE ? [glum]

    Pisces

    [lmao] Pisces..

    Rob, considering this thread is about financing ‘multiple properties’ I don’t think it’s necessarily aimed at beginners..

    Have a look at Dolf’s finance proposal (he spent many years living on the Gold Coast in his early years, so…[Read more]

  • melbear replied to the topic school dillemma!!! in the forum No Subject 20 years, 5 months ago

    Originally posted by iamborediambored:
    Kiyosaki’s lack of education is demonstrated by his poorly written and repetitive books.

    That’s pretty funny Rob. IF you had read his books you would have read that he got his degree at some academy in New York (?) on a scholarship….

    Cheers
    Mel

  • melbear replied to the topic Good IP now not so good? in the forum Help Needed! 20 years, 5 months ago

    Myydral, remember that if it’s only costing you $500 a year to own, that as soon as rents can be increased, it’ll take a rise of only $10 and you are owning a free IP!!

    As it was PPOR, i assume you are paying P&I? Maybe you could make it IO if it’s an issue for you.

    You may find that it is positive when you complete your tax returns as you’ll…[Read more]

  • melbear replied to the topic Bridging Loan or Alternative? (help!) in the forum Finance 20 years, 5 months ago

    Rob, I’m not the signature police, so can’t tell you if you can have it or not.

    To be honest though, it annoys me a little reading it after everyone of your posts[biggrin]

    If you take the option out of your profile, it should then take away those two options under any of your posts. the only emails you would then get would be the ones where…[Read more]

  • melbear replied to the topic [moved] Investing with Developers in the forum No Subject 20 years, 5 months ago

    Hey Brendon

    That’s true. That’s why we were happy to pay whatever it took to our solicitors to ascertain the value etc. of any security/guarantees offered to us.

    In one deal for some members of our group, I think the solicitor sent them all nuts with the absolute level of due diligence he did, and all the extra work that created for everybody…[Read more]

  • melbear replied to the topic Rather Scary in the forum Forum Frolic 20 years, 5 months ago

    Originally posted by WallFlower:
    Don’t know it that’s actually true, but don’t i sound smart!![strum]

    [lmao]WallFlower you do sound very smart – you had me going for a while, and I was almost going to stop drinking my can of Coke… actually, that would be a lie, but I’ll just think about the consequences while I’m enjoying my sugar…[Read more]

  • melbear replied to the topic school dillemma!!! in the forum Finance 20 years, 5 months ago

    Originally posted by sizzling_duck:
    There are generally two basic ways to become an officer in the military. Person A would be to go to the normal officer school (say Duntroon in this case, Canberra) spend 18 months going through officer training and graduate a Lt and from that point the promotion ladder starts (or in reality 6 months after that…[Read more]

  • melbear replied to the topic Bridging Loan or Alternative? (help!) in the forum Finance 20 years, 5 months ago

    iambored, why don’t you edit your profile and take out the option of people sending you PM’s and emails then?

    Cheers
    Mel

  • melbear replied to the topic investing like a fool? in the forum No Subject 20 years, 5 months ago

    I haven’t seen Kiyosaki’s latest book yet, but I’m interested that he now seems to scoff at John Burley. I’ve believed for a while now that they’ve had a falling out, because I’ve read/heard them say before how good friends they were – and then I heard RK bag JB (not by name), and now they just don’t mention each other.

    Ken, what John says is…[Read more]

  • melbear replied to the topic Definition of Success in the forum Opinionated! 20 years, 5 months ago

    Marc, i’m a little with Scremin on this. I had to read your post twice to work out that you were in fact not talking about the original post in this topic, but instead were off about the show that she mentioned – albeit fleetingly.

    I do think it’s a trifle rude that you respond to a thread without fully reading the initial post that started the…[Read more]

  • melbear replied to the topic This really irks me! in the forum Opinionated! 20 years, 5 months ago

    Michael, perhaps I should have written my post like this:

    needs based motivation theory

    I also (again[biggrin]) disagree that everything about Tony is motivational – I would argue that Tony is more about self development. Unless you’re then going to say that these two things are one and the same…

    Cheers
    Mel

  • melbear replied to the topic Multiple properties and finance in the forum No Subject 20 years, 5 months ago

    For a ‘proposal for finance’ quite similar to the Richmastery one which they charge megabucks for, click on http://www.dolfderoos.com/media/ choose the Red CD, and download the finance proposal….

    Check out the other freebies too – certainly can’t hurt.

    Cheers
    Mel

  • melbear replied to the topic Robert G Allen in the forum No Subject 20 years, 5 months ago

    Originally posted by kay henry:
    Yes, you can only chargewhat the market will pay… but I bet these spruikers were gearing up to charge higher and higher proices until Henry Kae fell down. Already, he was up to charging 50k. Imagine how many MORE secrets you could learn for 100k!!! And here would be people who’s pay it… and they’d walk out…[Read more]

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