Hi Spanky,
Depending on what state and industry you are working in, you may actually be able to seek a claim as a permanent employee if you have been working regular hours for a certain period, sorry this is vague but you should check it out with your union/state awards etc, this may help with your employment stability and in turn securing finance. In my experience, use brokers and/or get saving to 25%+ of the loan required as there are some good low-doc loans around.

Meg + Russ

meg