We are in the process of purchasing our first investment property, and we are wondering if the invoice of building inspection & buyer agent fee should be fine for tax return. Or do we have to ask for the receipt?

Thanks in advance!

We have to find a structural engineer by tomorrow.

Can anyone recommend one in Melbourne? The house is in inner west.

The building report said everything is good interior but a zig zag crack on the external wall.

The offer is subject to building inspection within 4 days, we have to do tomorrow to meet the deadline.

Thanks very much!

We are looking at properties to buy in Melbourne western and northern surburb. Heard there are many ex housing commission houses around. How do we avoid buying one of those properties? How do we find out if the property is ex housing commission or not?

Thanks for your time!

Our broker’s strategy is refinancing our PPOR loan to a larger amount, so we will have a PPOR loan and the extra cash for deposit of our first IP (I don’t know if this is the equity loan or just refinancing). Park the cash into an offset account then using it as the deposit for our first IP.

We got told that by doing this, even our PPOR and IP…[Read more]

I am just wondering if it is helpful to do a property valuation first before we access the equity of our PPOR.

We think have enough equity to buy our IP this time. In this case, should we value our ppor before we buy another IP?

Sorry if my question doesn’t make sense. We basically don’t know how and when to value our PPOR to access maximum…[Read more]

We r getting mortgage for $400k for our first IP. Our broker’s original plan was to use 100k equity loan for our PPOR and get 300k investment loan. However, due to our tight income, he told us the structure is going to $200k equity loan with $200k investment loan. We have quite many equity but we are worried that if we use too much equity this…[Read more]

please tell me if I am wrong.

We have Large equity and large offset, but very average job and young kids. we were told our income is not enough for investment.

Since I began to work more and we are got told we have enough money to borrow. However, I only just discovered that only the equity loan relates to the couple’s income because the bank…[Read more]

Our first IP, werribee or st albans, which suburb should we go?

Werribee has some nice areas and air quality seems better, but we heard the nightmare of traffic and oversupplied houses, we also heard big developments going on there, do you think the developments will significantly comprise the oversupplied houses and relief the traffic?

St…[Read more]