It is by far the best idea to go to the States to open an account.  You can then open with a large reputable bank like Wells Fargo, Bank of America, Wachovia (part of Wells Fargo)   These usually have smaller fees and more services.  To start getting a credit rating I have deposited funds into a term deposit as security, borrowed a similar amount which is being paid off over six months.  I have also obtained a credit card of sorts.  It is a fairly new product and will also help with a credit score.  My Bank Manager is sure that I'll qualify for a loan in six months.  I also own outright four properties in Florida.  Before opening a bank account, set up your LLC so the account is in the correct name.   Don't even think about buying a property in your private name.  You are investors who act professionally with all things in place.  Right!!