Thanks all for your responses. More food for thought.

Hi Richard,Thanks. There's heaps of information on here which is absolutely gold for someone starting out.I'm with One Direct (ANZ off shoot).So in effect I'd have 3 different loans? 1. Std P&I (with offset) for PPOR, 2. Other Equity Manager for deposit and costs & 3. IP loan (equity manager)? Have I read that right?If the above is right, is the…[Read more]