Forum Replies Created
Hello,
Yes my experience with franchise agents is terrible and I steer clear of them. Interview a number of the small time operators. They are in business to survive and need to fight for every cent.They are gerenally more presonalble and provide a better quality serivce.
Good luck. Sorry dont have IPs in that area!
Mat
Im thinking campaign with the entire street. Maybe they are intimidated 1-1 but if you can get them all together you may have a good community push.
It would hopefully intimidate the owner or possibly have more clout with council.
Imagine a whole street boycotting paying rates until council did their job?
Thankyou for your replies. I will follow up with council and yep, a tree lopper if I chose to purchase.
Thanks
MatJust depends on how you want to manage the lists and how you want to use them. Just about all email programs allow you to create email groups and add members to them.
One thing I have noticed, may be ISP though, I tried to email to 20+ people once and I was not allowed as it thought I was spamming!
Good free email software:
Mozilla – Thunderbird
Ximian – Evolution (Linux only)
You could head over to CRM type stuff and contact management.
Bottin was a good one and free.Go to http://www.nonags.com. They have lots of free stuff and I have had no issues with viruses or reliability problems. I would look under:
Personal organisers
Email clients
CRM
Contact ManagementMat
Can I ask why you want to pay your PPOR with a LOC? Usually the IR on the LOC is higher, plus if your LOC is meant for investment purposes you could risk losing the tax deduction you can make on the interest as you have used it for personal use…
There are some good books that identify the gender differences such as “You just dont understand” and “talking from 9 till 5” (I think thats the second title).
Point is the rationalisation behind a decision and the method used to build up your network of poeple and closing deals can be different based on gender.
And its not just becuase of who the person is who is wheeling and dealing, but also how the supplier perceives that person.
Classic example, could a male get away with a speeding fine using the same approach a female used? And would it depend on whether the police officer was male or female?
Mat
At the end of the day what ever you chose, you may only be worse off by a couple of hunderd dollars which is small in the big scheme of things. Maybe just go the way you are familiar with and that is reliable so you wont have to focus your future efforts on fixing problems or getting frustrated which is something that takes away from your focus on making money…
I have only purchased the not so creative way via agents.
Can I ask, anyone out there who has placed an ad in their paper offering cash for property? Does it work better? ie did you find you received a good response and how much discount do you think go won?
How about letter drops, has anyone done this and is it successful?
Thanks
MatTo me it sounds like you should talk to your accountant first. They can advise you on structures, etc.
Once you know your structure you can then find the most suitable finance via a broker…
Hi,
My goal is to build net worth. I can use leverage to get there and on my leverage I control cashflow (affordability) and captial growth (location) and risk (location, property type, median value, etc)I try to keep it simple too!
MatHi,
Im melb if you are handy Grays auctions have home renovator auctions about every 3 weeks and they have pre-fab kitchens that you can measure up and cut to fit.We got a freedom kitchen which was pretty good quality and a little more exy than the flatpacks. But what we learnt is they just contract an experience installer (maybe a cabinet maker not sure).
These guys work for themselves so it could be a safer installation option regardless of the type of kitchen you buy.
Sorry it does not answer your quality Q!
Mat
Hi Amanda,
Can I ask what the total duration took?Also how many work hours in total you think was spent?
Im thinking Im going to have to do something similar soon, but I also work full time.
Thanks
MatHi Tim,
Ill have to follow that up. My PM informed me she also must sign something and this means that the payments cannot be cancelled without her permission as well.Mat
I think standard laminate doors would be cheaper. You then dont need an aluminium frame. Downside is they can be less rigid.
Or you could go mid way: 1 mirror and 1 laminate (maybe)?
In the license I have setup (for access to part of a building) the insurance must be taken out by the licensee (incase they cause damage or injury). But I still have overall building insurance becuase its not worth loosing $100,000s of dollars in a dispute if it ever came up.
I agree you should take out building insurance (if its not clear in the license).
Hi,
I have done something similar. I have IBurst wireless I think it was 64/256 and I used Skype. However the delays are noticable (like some bad phonecards) and so you need to be patient.I upgraded to 256/512 or 256/1mb I cant remember which and it made no difference.
Im not sure if its the latency in the wireless network, ISP, Skype or the internet.
I would suggest you compare to:
1. Scale down your internet cost to lowest grade (maybe save $25 or so a month)
2. Scale up your mobile phone plan.Cost wise may work out the same and you wont have quality problems.
There are also lots of discount SIM cards which you pretty much throw away and buy another once it runs out that work out cheap also. Just go to your local phonecard re-seller.
Mat
My one tip is for those who cannot tell a lie!
Do all what what Steve recommended and be sure you believe in your rationale. Dont just pick a number and put fluff around it! Have strong, justifiable evidence.
No science here, but the other side will react more in your favour if you strongly believe in your offer.
Domain.com.au has really bad service to listers, however it does get results if you set your ad up right. So I would use it.
I just use a simple Spreadsheet…
At about the 10th day of the month I do my last month end. Takes about 1 hour to download all transactions and cross check all statements and bills. Its also when I query my agents regarding repairs, tenant issues, etc.
I use the end of year statements from the agents as a reconciliation process, however I take my monthly updates as the master.
Oh, if you have multiple properties its just as important to correctly structure your bank accounts to make it easier to manage. eg Have a separate account and card for all investments so that every transaction is clearly tax deductible in some way.
Sorry just got a Q on IO Loans…
Isnt the reason why the banks are restrictive with what they do becuase the buy money in a different way to lend to IO opposed to P+I?
So if I became a lender and I offered an IO loan I know the client will only pay interest which means all I need to do is purchase the principle wholesale at a lower rate for the first term. At the end of the first term my client can make a lump sum payment which means the next term I also purchase less money.
I cannot see how you can add more flexibility to IOs? Or have I missed the point???
I guess IO is part of risk management on the loan you cannot reduce P…
Based on this if you offer IO, you dont want extra payments made until end of the term as you are stuck with the purchased money anyway…
Arrears I have seen managed as $$ in arrears charged at Interest Rate + Penalty Rate (2-4%) and accounted as a separate transaction. Incoming payments always pay down arrears first.
Mat
(Im not a lender!!!)
