Hi Lisa,I found an error on my home loan where the bank had charged me investment rates, instead of home occupier rates. This was from a loan that was 14 years old (when there used to be a 1% difference between the two rates). I tried using a spreadsheet, but the compounding on compounding all got a bit messy, so I ended up buying Home Loan…[Read more]

Hi Shipwreck,I was looking into mortgage checkers last year and I found the three main ones on the market were Home Loan Interest Manager Pro, Mortgage Watchdog and Interest Savers.After shopping around I ended up with Home Loan Interest Manager Pro as from memory it was the only one I could download and fully try before I had to pay for it. I…[Read more]

Hi Scruff,

You can always load your statements into a spreadsheet or one of the better mortgage software packages out there, and check the bank isn’t overcharging you.

Some of the better software packages give you reports that show you how much interest you will save over the life of the loan, and how much quicker you will pay it off. They let…[Read more]

Hi Rexilla99,

From a previous post:

I downloaded the free trial of the watchdog once, but got really bored of typing in statements. It’s also a very basic software package. Common opinion (on forums) is that the software isn’t worth it. Other complaints include that the trial is crippled so you can’t really test it with your mortgage (interest…[Read more]

Thanks for the GREAT list. That will save me some searching around [biggrin]

Kayleen, I downloaded the free trial of the watchdog once, but got really bored of typing in statements. It’s also a very basic software package. Common opinion (on forums) is that the software isn’t worth it.

If you want to check your statement I’ve been using the mo…[Read more]